My grandmother passed away a few weeks ago, and left me her favorite ring. She has had the ring longer then anyone, even her, can remember. It is a huge blue emerald cut solitare, in a very intricate gold setting. We all thought the ring could be a saphire. The stone was dangerously loose, so I took it to a jeweler to be fixed and appraised. It came back repaired, but the stone was unidentified. I took it to a local gemologist, who identified the stone as a natural blue spinel. Without taking exact measurements of the stone, it is an estimated 25K in size, and quite beautiful. I am planning on having the ring insured, but I don''t know what the value of the ring is. The local jewelers want to take the ring for several weeks, some want to remove the stone to study it closer, a few even asked if they could take a small sliver of the stone for microscopic analysis. Geologists....sheesh! I gave a resounding no to all of them. The ring has far more value to me as it has great sentamintal value. Can anyone tell me what a ring like this should be insured for?


