What do you think about these specs?

[Kiwiblossom]

HEllo!

We bought our diamond! We LOVE it! I tried to remember everything I learned off of PS - and I hope I make everyone proud.

Here are the specs of the PRINCESS diamond we bought:

Carat weight: .77 ct
Color: G
Clarity: VS2
Clarity characteristics: Crystal
Polish: Very good
Symmetry: Very Good
Flourescence: None
Table: 73%
Depth: 74.1%
Girdle: Thick
Cert: GIA
Shape/cutting style: Square modified brilliant
Measurements: 4.99 x 4.86 x 3.60 mm


Please let me know what you think.

It looks BEAUTIFUL. Too bad I can't upload pics right now (no data cable).....

Also, one other question... I am in So. Cal. and was interested in getting insurance. Can y'all give me rough estimates as to what you pay a year and through which company? I've read so many posts on insurance but all the opinions were scattered when it came down to geographical areas. I think we'd need coverage for around $8,000 to $10,000 <-- by the way, how do you figure out the value of the diamond? appraisor? or do you just pick a number?