Allisonfaye
Brilliant_Rock
- Joined
- Oct 18, 2004
- Messages
- 1,456
Ok. I am pretty saavy at internet shopping and credit. I have a pretty high credit score. But a scam was perpetrated on us that I never even knew about until today. Last month, I got a package of Trimspa stuff - vitamins, diet pill, etc. I called my husband and asked him why he ordered it. He didn''t. I didn''t. I checked my credit card online and sure enough, there were the charges. So I called Trimspa and they said it happens all the time and reversed the charges. I called the credit card company and reported the fraudulent transactions. They sent me an affidavit with some other mysterious charges and some legitimate ones and I checked off what was mine and what wasn''t. There were some very small charges that I didn''t recognize and I confirmed with the companies that they were not mine. So they cancelled my card and issued a new one. Next statement (new card), same thing. I called the credit card company and they told me of a new scam that I knew nothing about. A company can send you something in the mail and they do this with your address only. They get your name and address from either an online purchase or from a receipt that you signed at a store such as Best Buy. (just an example that she gave me at the credit card company.) They get your credit card number from the bank because you didn''t opt out by signing the thing they sent you in the mail. Unbelievable, isn''t it? So for three months, the lady reversed $268 worth of charges and I am getting all my back statements. I didn''t notice the charges because they tend to be small, like $39 or $1. They are also recurring because they company keeps charging you for a ''service''. She said the charges tend to have the letters "AP" and "TL" in front of this and mine did have that. So, check your statements really closely. I was checking them but assumed it was something my husband was doing and I am sure he assumed it was something I had charged.
Just wanted to give you the heads up that even if you haven''t authorized it, they can get you.
Just wanted to give you the heads up that even if you haven''t authorized it, they can get you.