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Value of gift

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thyme10

Rough_Rock
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Have just been willed a stone. If you''d be so kind, please give me some idea of value. All info comes from AGS certificate.

2.55 ct
Diameter at girdle 8.78 - 8.84mm
Depth 5.42mm
AD leverage guage

AGS cutting - 1
AGS color - 4
AGS clarity - 3

10X diamondscope

Thanks all.....
 
Under "cut grade" does it say proportions, polish, and symmetry, or does it say light performance, proportion factors, and finish?

So that would be an L color, VS1 clarity?

And would it be possible to post the scope picture?
 
Date: 7/22/2006 3:08:05 PM
Author:thyme10
Have just been willed a stone. If you''d be so kind, please give me some idea of value. All info comes from AGS certificate.

2.55 ct
Diameter at girdle 8.78 - 8.84mm
Depth 5.42mm
AD leverage guage

AGS cutting - 1
AGS color - 4
AGS clarity - 3

10X diamondscope

Thanks all.....
Not all of the items above look like they''re right off of a current certificate, but here goes:

here''s a link to a description of diamond grading reports http://diamonds.pricescope.com/cert.asp Make sure you have a current certificate, since the cut standards have changed.

AGS color 4 translates to G (d=1, e=2 etc)
AGS 3 is a VS1

Now go up to the top of the page and "pricescope your diamond" and it will give you a list of "similar" diamonds. Make sure you''re looking at AGS 1, not AGS 0, since those cost more. There is one AGS0 G VS1 that is 2.5cts and is listed by multiple vendors between $37,321 and $39,999.

HTH
 
Color for AGS goes in half steps.

D-0
E-0.5
 
Julie, I have an old diamond appraisal with a GIA and AGS scale on it, and at one time, AGS used whole numbers for color. So if this is an older report, then the color is probably closer to H as 0 is D.

(ETA: sounds like a wonderful stone to receive! Just doing a quick search, it looks like the value could be around $27,000 to $30,000)
 
definitely sounds like an intriguing stone with cut quality of AGS1 if that is the case, and i would also imagine that it's a higher color than an L...esp if it is an older cert.
 
Be careful with the word "value".

If your are a vendor then you can expect to sell at the retail price.

Even then it gets messy.
Tiffany sells at the high end of retail.
Costco/Walmart at the low end.
Then retail might mean Internet vendor.

Unfortunately you are not a retailer.
You must be just a member of the public or else you wouldn''t be posting this question.
You have to sell at wholesale, so you should expect to get only about half of retail if you sell it.
 
I was assuming they wanted an idea of replacement value for insurance purposes. The prices I listed were retail.
 
What do you want the value for?

Looks like a really nice stone BTW.
 

Depending on the details of the estate, this may be a taxable matter. Talk to the executor of the estate about finding an appraiser to help with valuation issues. They can be complicated. If you’re looking documentation to get it insured, most appraisers do quite a bit of this kind of work. Where are you?


The document you have is almost certainly an appraisal written by an AGS retailer. This is not the same thing as a grading report from the AGS Lab.


Neil Beaty
GG(GIA) CGA(AGS) NAJA
Professional Appraisals in Denver
 
Date: 7/23/2006 11:42:13 AM
Author: denverappraiser

Depending on the details of the estate, this may be a taxable matter. Talk to the executor of the estate about finding an appraiser to help with valuation issues. They can be complicated. If you’re looking documentation to get it insured, most appraisers do quite a bit of this kind of work. Where are you?



The document you have is almost certainly an appraisal written by an AGS retailer. This is not the same thing as a grading report from the AGS Lab.



Neil Beaty
GG(GIA) CGA(AGS) NAJA
Professional Appraisals in Denver
Precisely my point. Even though the inheritance tax is now around 3 million, they have to value the estate for probate and other will issues. In the back of my mind, I think an orginal receipt can show "value".

But, if it''s for insurance purposes - much more black and white.

Selling it? Or just a ball park figure of what you have w/o investing in an appraisal?

Personally if it was anything outside the realm regarding the estate, I''d get it fully appraised. This is a pretty expensive stone.
 
Date: 7/22/2006 3:08:05 PM
Author:thyme10
Have just been willed a stone. If you''d be so kind, please give me some idea of value. All info comes from AGS certificate.

2.55 ct
Diameter at girdle 8.78 - 8.84mm
Depth 5.42mm
AD leverage guage

AGS cutting - 1
AGS color - 4
AGS clarity - 3

10X diamondscope

Thanks all.....
Thanks for the replys.....good info. Looked at the certificate and it was 1986. It is simply called "Diamond Certificate" with the AGS number at the top. Found the invoice and it was a trade-in plus $$$ for a total of $23,300.00. Does this seem overpriced for the date??

I am wanting to trade this stone plus a diamond and emerald bracelet for a larger stone since the bracelet is too tight. Bracelet value is probably in $10-15k range. Have been offerred a 4.68 OEC with a "large" culet....haven''t seen the stone yet. I guess the next question would be should I stick with RBC or venture into the OEC. Any words of wisdom on this??? And thanks to all of you as I am a "newbie" who is afraid of being taken down the pike.
 
Date: 7/23/2006 10:32:28 AM
Author: fire&ice
What do you want the value for?

Looks like a really nice stone BTW.
Since I''m new I don''t know about posting....so here goes. I have a diamond and emerald bracelet that''s too small....worth probably over $10k. What I want to do is trade this plus the single stone for one larger stone. Am concerned that I will be treated unfairly in this transaction. Found the invoice for the single stone in 1986 and it was $23,300. This was a trade- in plus several thousand dollars.

For six months I''ve been waiting for two stones to come in - a 3.8 ct and a 4.25 ct RBC. The bracelet and the single stone I have were to cover the cost of either of these stones. Now I''m being told that these two stones weren''t acceptable and am being pushed toward a 4.68 OEC. Don''t know anything about this stone except it has a "large" culet and "plenty of fire". This is supposed to be a reputable retailer but I am nervous....and getting more so as time passes.

I am realizing there is so much tecnically that I don''t know.....again jitters.
 
You''ll almost always lose money (value) in a trade like this. I''d be careful to get outside independent appraisals on your items AND the potential new diamond. Let the jeweler know you plan to do this.
 
Again, if you would be so kind, how can I find a truly reputable appraiser in the northern KY Cincinnati, OH area?

Would I be better served staying with the RBC''s as opposed to OEC should the need arise to sell the larger stone at a later date? My thought is that I would but am being pushed by the retailer in the other direction.

My technical knowledge, as I said, is very poor on the subject of diamonds as you can tell.

Thanks again.
 
First, know exactly what you have and what the current retail/wholesale is. Only an independent appraiser can provide this for you.

Then research pricing for what you are looking for.

OEC''s are priced lower than RBC''s
 
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