I posted here last week for my first time. I have been talking to jewelers in my town and in other towns for over 3 months. I have done a ton of research online and decided to buy a diamond engagement ring last week from www.millenniumdiamond.com. I received the diamond today and am very satisfied.
The stone is 1.04 cts and is a round brilliant stone, ideal cut. I will not get into all of the grading details because it is not important for the question I have. I paid $5700 for the ring. They sent me the GIA certificate and a retail appraisal. Well of course, millenniumdiamond did the appraisal themselves and appraised it for $8200.
I trust the appraisal of $8200, but the skeptic in me wants to get it appraised locally. So, here is my question. Should I get it appraised by someone who just does appraisals or should I get it appraised from someone who owns their own jewelery store and is a certified gemologist? I feel that if I get it appraised at a jewelry store that they will give me a low and unfair appraisal because they will want me to buy from them. I do have a 30 - day money back return policy on the ring and if the appraisal is not somewhere close to $8200 then I am going to send it back.
Also, if I decide to go with someone who only does appraisals, how would I go about finding one?
Please any thoughts or advice is really appreciated.
The stone is 1.04 cts and is a round brilliant stone, ideal cut. I will not get into all of the grading details because it is not important for the question I have. I paid $5700 for the ring. They sent me the GIA certificate and a retail appraisal. Well of course, millenniumdiamond did the appraisal themselves and appraised it for $8200.
I trust the appraisal of $8200, but the skeptic in me wants to get it appraised locally. So, here is my question. Should I get it appraised by someone who just does appraisals or should I get it appraised from someone who owns their own jewelery store and is a certified gemologist? I feel that if I get it appraised at a jewelry store that they will give me a low and unfair appraisal because they will want me to buy from them. I do have a 30 - day money back return policy on the ring and if the appraisal is not somewhere close to $8200 then I am going to send it back.
Also, if I decide to go with someone who only does appraisals, how would I go about finding one?
Please any thoughts or advice is really appreciated.