Hello,
I purchased a ring from Cartier recently, and I picked it up on Saturday from their Boston store (the loose diamond needed to be set). In addition to the GIA grading report, I was also given a Cartier Certification of Value signed by the sales rep and diamond manager (i think). This, along with my receipt and the GIA report was all that I needed for my insurance company (MetLife), but should I also get the ring independently appraised? My policy is a $0 deductible cash replacement policy (meaning that if there is any loss, I will receive a check for the current value of the ring). In addition, if I get the ring re-appraised at any time and find that the value is higher, I can submit that appraisal and increase the payout I would receive, if there was a loss.
I guess my main question is... should I get the ring appraised now, or wait a few years and get it re-appraised to see if there is a value increase?
Thanks in advance for your help!
I purchased a ring from Cartier recently, and I picked it up on Saturday from their Boston store (the loose diamond needed to be set). In addition to the GIA grading report, I was also given a Cartier Certification of Value signed by the sales rep and diamond manager (i think). This, along with my receipt and the GIA report was all that I needed for my insurance company (MetLife), but should I also get the ring independently appraised? My policy is a $0 deductible cash replacement policy (meaning that if there is any loss, I will receive a check for the current value of the ring). In addition, if I get the ring re-appraised at any time and find that the value is higher, I can submit that appraisal and increase the payout I would receive, if there was a loss.
I guess my main question is... should I get the ring appraised now, or wait a few years and get it re-appraised to see if there is a value increase?
Thanks in advance for your help!