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- Jun 4, 2020
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BriteCo offers a quick and easy online 24/7 application, with no on-hold calls and no wet signatures. Enjoy a dedicated claims concierge, the freedom to choose your own jeweler, no claim excess, and a 125% replacement buffer in case gold or diamond prices spike. Coverage includes worldwide protection, preventative maintenance, and standalone policies separate from your household policy.
Read the Q&A below for more details.
PriceScope asked Christine Belling:
1. Better Prices – How Much Better? Any Examples or Evidence?
BriteCo’s pricing is typically 20%-60% less than that of other jewelry insurance providers, with bigger savings on higher-end pieces (depending on the item and location). We invite people to get a quote.
2. Tell us about your underwriter.
BriteCo policies are A+ rated by Glencar, a subsidiary of Hannover Re, the 3rd largest global reinsurer.
3. What Does "No Deductibles on Standard Policies" Mean?
There are no excesses on claims, so you don’t pay anything for claims on theft, loss, or damage.
4. You have annual value updates?
Yes. BriteCo, as a focused provider, conducts automated annual revaluations based on current gold prices and diamond trends. This means you don’t need new appraisals, and your coverage will always reflect full replacement costs.
5. We don’t need to reappraise every year?
No, so you save time and money.
6. Talk us through your claims process, please?
You’ll be assigned a dedicated adjuster who will guide you through the process and request any information needed to handle your claim. BriteCo will partner with your jeweler whenever possible or connect you with one of our approved, vetted jewelers to assist with repair or replacement.
7. And for Damaged Stones?
BriteCo covers chipped stones, bent prongs, broken clasps, and so on. Chipped diamonds are usually replaced, not repaired, because diamonds can’t be “repaired” without weight and value loss. Bent prongs and damaged jewelry are repaired by a professional jeweler, with your BriteCo Claims rep offering the option to use your original jeweler.
8. What’s this about wedding insurance?
BriteCo offers wedding event insurance that provides both liability protection and cancellation coverage. Couples can also add a “cancel for any reason” option, and policies start at an affordable price with a fast online process. Coverage is available within the U.S. and its territories.
Read the Q&A below for more details.
PriceScope asked Christine Belling:
1. Better Prices – How Much Better? Any Examples or Evidence?
BriteCo’s pricing is typically 20%-60% less than that of other jewelry insurance providers, with bigger savings on higher-end pieces (depending on the item and location). We invite people to get a quote.
2. Tell us about your underwriter.
BriteCo policies are A+ rated by Glencar, a subsidiary of Hannover Re, the 3rd largest global reinsurer.
3. What Does "No Deductibles on Standard Policies" Mean?
There are no excesses on claims, so you don’t pay anything for claims on theft, loss, or damage.
4. You have annual value updates?
Yes. BriteCo, as a focused provider, conducts automated annual revaluations based on current gold prices and diamond trends. This means you don’t need new appraisals, and your coverage will always reflect full replacement costs.
5. We don’t need to reappraise every year?
No, so you save time and money.
6. Talk us through your claims process, please?
You’ll be assigned a dedicated adjuster who will guide you through the process and request any information needed to handle your claim. BriteCo will partner with your jeweler whenever possible or connect you with one of our approved, vetted jewelers to assist with repair or replacement.
7. And for Damaged Stones?
BriteCo covers chipped stones, bent prongs, broken clasps, and so on. Chipped diamonds are usually replaced, not repaired, because diamonds can’t be “repaired” without weight and value loss. Bent prongs and damaged jewelry are repaired by a professional jeweler, with your BriteCo Claims rep offering the option to use your original jeweler.
8. What’s this about wedding insurance?
BriteCo offers wedding event insurance that provides both liability protection and cancellation coverage. Couples can also add a “cancel for any reason” option, and policies start at an affordable price with a fast online process. Coverage is available within the U.S. and its territories.
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