Please Help URGENT!!!

[Sokan]

I was offered a diamond: 0.45 colour: D, clarity: IF, depth:61.3, Table: 57 polish: G, symmetry: VG measurements: 4.93-4.96x3.03... with gia report from novenmber 2003.... for the price of 1325$(is this a good diamond for this price or is the polish not good enough)

 

[jcard71]

POLISH is not the most important thing....

 

[Sokan]

do you think it is a good diamond for this price

 

[jcard71]

I'm not an expert, I just recently started posting here,
but I personally think it's "overkill" Do you need a D IF??
Is it going to be the center diamond on an E-RING? If so, I would go down in Clarity and Color and go up in carat and CUT

 

[EdSkinner]

the table is ok. full depth is ok. assuming that the crown height and pavilion depth are in a 3b (so so cut) range the prices is not bad. as a 3b cut I figure the wholesale cost at 1584. But be careful. who said it is a D IF?

 

[EdSkinner]

Now I see it is a GIA cert. If that is what you want go for it. I agree with the other post, drop alittle on color and clarity and go for a larger stone with a decent cut.

 

[Sokan]

it is a d and if according to GIA... I dont wish to use this in a ring but keep it as an investment diamond ( but wondering if the price is good or average)

 

[DavidEmslie]

If it is a pretty stone and that is what matters...go for it.
people get too wraped up in the exact measurements on diamonds. I have yet to hear any women in a dinner conversation talking about the technical details of her stone having this or that degree of cut/polish ect.
If it comes from your heart and is someting to be proud of...IE A pretty stone, and of course if she loves you, it does not matter.
a D stone that is IF is as good as it gets. Once set, it will be white and bright...more so than her freinds whos guy bought them a stone at walmart or zales...so you should be good.

 

[Griffin]

I agree with the sentiment of the last post, but you can still get white and bright AND a lot bigger with something less than an IF.
Unless, of course, this isn't for an E-ring and you are actually trying to impress someone that owns a really good microscope!

 

[jcard71]

You said you're looking to buy this for an "INVESTMENT"
Don't do it! Take that $1,325 and put it in a ROTH IRA
or open an e-trade account or something like that, but
I wouldn't buy a diamond just for an investment...

 

[Griffin]

Yikes! Diamonds are NOT investments!!!!

Diamonds are neat for jewelry. The diamond market does fluctuate, but not enough to make it even close to worth tying up money in. ANY investment, including a simple CD, would yield higher in the long run.

 

[Sokan]

what is an roth ira and what do you mean by e-account

 

[jackaroe]

A Roth offers tax-exempt rather than simply tax-deferred savings retirement account. This is a self-managed 401K if you will. And a e-account is a online brokerage account to buy/sell stocks, etc. Any further information in for another type of board.. I would take your 1300 and talk to a financial advisor, because not knowing what a Roth is is a little bit scary to me

 

[Sokan]

the reason for me not knowing the term roth is because i live in Denmark and we have another term here...But i have learnt that diamonds are not suitable for investments in the us but in denmark the prices on diamonds are artificially high that a good stone could bring a profit up to 40-50%. But i was wondering if this perticular diamond was a good price considered with the market prices... thanks