eRingSeeker
Rough_Rock
- Joined
- Mar 16, 2012
- Messages
- 7
I'm looking to gain some insight on this daunting engagement ring buying process, as I intend to propose to my girlfriend of 8 years by the end of March. I have been quiet indecisive if I should buy the diamond separately on the internet, and then try to negotiate a fair price on a setting at a brick and mortar. Or just buy the engagement ring all together from the internet. One of my friends mentioned that I would save more by buying the diamond and metal separately. Your thoughts please?
I have built a couple of engagement rings on James Allen, and recently B2C jewels, but I just can't find the courage to hit the order button, because of uncertainty and with the sales tax included, they were exceeding my budget of $4,500.
Below are the specs for the criteria of diamond I have in mind:
Shape: Princess
Carat weight: 0.95 - 1.01
Cut: Excellent
Color: G-H
Clarity: VS2-VS1
Certificate: GIA
Depth: 74.7% or lower
Table: 72.0% or lower
Polish: Very good - Excellent
Symmetry: Very good- Excellent
Girdle: Medium to thick
Culet: None
Fluorescence: None
Ratio: 1.01
Can I realistically find something of the above criteria, or very close and still stay within my total budget?
For the setting, I’m looking for 18K White Gold Pave Cathedral style. The carat weight of the side stone is not a major concern for me.
Finally, if I decide to purchase the diamond from an online retailer such as James Allen, Blue Nile, or B2C Jewels, is it better to use my credit card or debit card? I have cash on hand, and would prefer not to use my credit card, but I know it can be a hassle at times to get cash refunded back if a buyer is not happy with their purchase.
Thanks very much and looking forward to your expert advice.
I have built a couple of engagement rings on James Allen, and recently B2C jewels, but I just can't find the courage to hit the order button, because of uncertainty and with the sales tax included, they were exceeding my budget of $4,500.
Below are the specs for the criteria of diamond I have in mind:
Shape: Princess
Carat weight: 0.95 - 1.01
Cut: Excellent
Color: G-H
Clarity: VS2-VS1
Certificate: GIA
Depth: 74.7% or lower
Table: 72.0% or lower
Polish: Very good - Excellent
Symmetry: Very good- Excellent
Girdle: Medium to thick
Culet: None
Fluorescence: None
Ratio: 1.01
Can I realistically find something of the above criteria, or very close and still stay within my total budget?
For the setting, I’m looking for 18K White Gold Pave Cathedral style. The carat weight of the side stone is not a major concern for me.
Finally, if I decide to purchase the diamond from an online retailer such as James Allen, Blue Nile, or B2C Jewels, is it better to use my credit card or debit card? I have cash on hand, and would prefer not to use my credit card, but I know it can be a hassle at times to get cash refunded back if a buyer is not happy with their purchase.
Thanks very much and looking forward to your expert advice.