need some help

[justgottook]

hey everyone. i was just wondering what you would prefer. a solitaire diamond .40 in carats, SI1 in clarity but J in color. or a .40 in carats, SI2 in clarity, but a I in color? just anyones opinion i would appreciate it. thanks.

oh and how do i get "settings" for pendants or necklaces. or if you could tell me what its called thanks. im a noob.

 

[JulieN]

doesn''t really matter either way, as long as they''re well-cut and eye-clean.

 

[snlee]

I agree with Julie. Doesn''t matter as long as it''s eye clean and well cut.

Where are you planning on buying your jewelry?

 

[justgottook]

from shaneco. i know the reputation of shaneco around here but im only 19. need the financing and trade-in benefits. and the 120 day money back guarantee just incase she wants something different. thanks for your advice though.

 

[justgottook]

oh and what about a I2 .50 carat color H. does it still not matter?

 

[JulieN]

Don''t. Just ''cause. You might run into durability problems with an I2.

 

[snlee]

An I2 will definitely not be eye clean.

Since you're only 19 and you said you need to finance it, do you have to buy a diamond pendant now? Have you considered buying a necklace that you can afford? I don't like seeing people go into debt to buy a diamond.

 

[InlovewithJHK]

I agree, why don''t you get something like this and save your money
http://www.whiteflash.com/golden-wardrobe/Gold_Details.aspx?ItemCode=WF-4110&CategID=7

 

[WorkingHardforSmallRewards]

I am going to have to say that if you are in a financial pickle you should cut down the size a little bit and go with a .30 ct to save some money, but still have a decent sized beautifully cut real diamond pendent. Then you can get this HandA ideal cut I, SI1 from JA for 440 dollars:

diamond option 1

That way you have a twofold advantage. You know that you are going to get incredible light performance which is all you really need in a pendant necklace. Its not like anybody is going to be seeing it in any position other than face up. Plus it would come with a five year 100% upgrade policy.

I would also say give Blue Nile a complete search. They have a wide variety of 300-500 dollar diamonds ranging from GSI1, JVS1, HVS2, and so on with AGS Ideal cut certs. That being said, if you HAVE to finance a pendent for a 300 dollar diamond, it is ridiculous for you to a buy a real one. Get something else/fake for now that will sparkle. Enjoy the luxury of a real diamond when it is a necessity (as in my E ring purchase) or when you have got more than enough money to handle it.