yes, i saw that one and thought of you. the good thing about this article is that there are contacts for people in over their head. not that there''s much that can be one in most cases. and while i feel a bit for some of these people, the information is out there. ultimately it was their responsibility to be an educated consumer. now i don''t mean this to be a slam at mortgage brokers but for many their main concern is separating you from your money and getting their cut of the deal. of course, they''ll represent the ''product'' in the best light. as in all things, if its too good a deal to be true then its too good a deal to be true.