So, my wedding is 3 months away and had to make a claim with Chubb for a crack in my diamond. Haven''t spoken to adjuster yet, but I am praying everything works out. So, if everything does work out, my search for a RB will start all over. Just wanted to say thanks to everyone, I have been reading so many posts here that I feel so informed on diamond buying; much more than when we bought the original stone. I also want to say thanks in advance, because I know I am going to need help finding the right stone again!!!