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Insurance Question

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Ice Scream

Rough_Rock
Joined
May 8, 2009
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59
I know there have been a lot of insurance questions on here but...

If I had a stone and setting appraised separately, before the stone is mounted; can the appraisals just be added together for insurance purposes after the stone is set? Also, if I insure just the stone before the setting takes place in order to safeguard against chipping; is there a way to add the value of the setting on afterward? Or would I have to wait until the insurance is up for renewal?
 
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