shape
carat
color
clarity

LiW i''m still here, but barely making it through...

Status
Not open for further replies. Please create a new topic or request for this thread to be opened.

vip0802

Brilliant_Rock
Joined
Jan 15, 2009
Messages
979
hi ladies! i know i haven''t posted in a while, but i do miss you all. life has just been super crazy these days, and i''ve been so stressed and bummed out lately. i can''t sleep, so i need a little vent and i can''t think of a better place. bear with me on this...it might be long.

they say money doesn''t buy happiness, but i think it makes life a hell of a lot easier. BF is going back to school (YAY!), and i''m so proud of him for doing so but, paying for classes and books have put a real dent in our budget. not only that, but i put a lot of money down on paying off my debt. i''ve cut up all my credit cards, but i''m keeping one for emergencies. i mean it''s so great to know that besides my car payment, i''ll be debt free next month, but because of unforeseen circumstances and some possible miscalculations, we''re in the hole. i''ve been picking up extra shifts at work which means i''m there 6-7 days a week. i''m exhausted and it doesn''t seem like it''s worth the extra effort since i haven''t seen any real financial increase. i''ve been looking at getting another job but in the end, all the searching is leaving me frustrated. the jobs i want are either too far away, don''t pay enough or i''m under qualified. the jobs i could get are ones that i know i wouldn''t be happy doing.

BF has been so unhappy at his job as well. i used to work with him at the company, and what frustrates him now are the reason why i left a few years ago. he had survived through the company''s round of lay-offs, but all remaining employees got a 2.5% decrease in their yearly salary, no one is allowed to work overtime and they''re no longer contributing to 401k''s. not only that but bonuses and raises seem to be out of the question at this point. this puts a major strain for him since we''re trying to be completely debt free by the time we get married, and he''s been saving up to buy my engagement ring without using a credit card. needless to say, i think a proposal won''t happen for a while. he''s also unhappy about living in our condo. he bought it in 2005 when the housing market was doing well, and had expected that after a few years, he would build enough equity to buy a nicer and bigger home. obviously it hasn''t turned out to be that way, and regardless of all the renovations we''re in the middle of, we''d be lucky if we broke even. he''s been having trouble sleeping, eating and was recently diagnosed with acid reflux so, i think all the stress it''s starting to take a toll on him heath-wise and mentally. while i''m glad that he''s going to school for something he''ll love to do, i feel like it''s not happening fast enough for him. i think he''ll seriously crack before he gets his degree and lands the job he wants.

i''m also worried about my mom. some of you already know that she owns a small jewelry shop, and i think she''s hurting financially. because of the economy, her business isn''t doing so great but luckily, it''s doing well enough to keep afloat. i''ve been saving up some money to help her out, but between the store''s lease, repairs for her old car and keeping my grandmother in a nursing home, it never seems like it''s enough. whenever i have a day off (which is rare nowadays), i do try to help out my mom at the store with whatever i can to relieve some of her stress. driving back and forth to her shop is a bit of a hassle since it''s about 60 miles round trip, but it''s worth it to spend time with her.

she spends her one day off visiting my grandmother who is suffering from Alzheimer''s. that''s another thing that bums me out. she''s been doing ok until recently when i last visited her a couple of weeks ago. it was the first time she forgot who i was, and it broke my heart. i mean she helped raise me and i would always spend time with her so, i guess it didn''t really hit me how bad this disease was until then. it''s also really hard when she doesn''t realize that my grandfather passed away in February. my family decided not to tell her since we felt that it might cause her a lot stress on her weak body, and she''s gotten to the point where if you tell her something, she forgets it 30 seconds later. i dwell on this a lot since i feel she has a right to know, but at the same time, i''m afraid it might do irrevocable damage to her. i mean, i''ve read articles of elderly people dying of actual heartbreak after their life-long partner passes away. i don''t know, maybe it''s selfish of us to want her to be here for as long as possible.

i know we''re all trying to hang in there and take things a day at a time, but i''m hoping this will all pass soon. anyway, thanks for reading and allowing me to let it all out!
 
((HUGS))
My thoughts are with you. Financial pressure can be so draining, and it''s hard to see the one you love unhappy.
As for your grandmother, that is such a hard situation to be in. I''m also close to my grandmother and I know it would break me if I had to go through that.
 
I''m so sorry you''re having such a tough time
7.gif
I haven''t got any advice but just wanted to offer support and hugs. Hang in there and things will get better eventually.
 
Hey there, sweetie. I am sorry that things are rough. You are a wonderfully supportive girlfriend and daughter, and it''s lovely how many good things you mention you are during despite the strain in other parts of your life.

I don''t know if you wanted any suggestions or if you just wanted to vent, but in case you did want some sort of advice (or at least options, not advice exactly), I wanted to share one of my past situations with you. My fiance and I were having really difficult financial times for a while. We moved down here to London a year ago, with a job for me all lined up, but not anything for J. Turns out that it took months for him to get even just a little crappy job, and then (for some baffling reason), this job didn''t actually pay him any money until he had been working there for two solid months. So, we were not even just getting by for about half a year, and it was insanely stressful. But despite all that (and actually maybe partially because of it), I came to realize that this WAS the man I wanted to marry! He had been ready for years, but it took us living together and dealing with financial stress (aka, ''the story of my life''
3.gif
) to make me sure that we would be a good forever match.

But, then the issue of the engagement ring entered. For more than half my life, I had been daydreaming and window-shopping about what my perfect engagement ring would be--nothing extravagant, but still costly. But with our financial status, it was an impossibility, unless we decided that we would wait another 2 years or so to save up for it. And then AFTER we would save up for it, we''d have to save for our wedding, and the immigration paperwork--plus my UK residency would have expired by then, so I''d either have to sweet talk my current job into paying for a work visa for me again, or have to find another job that would be willing to pay (NOT an easy task, mind you). We talked a few times about it, and I felt like a spoiled brat when considering to postpone our lives together for a sparkly on my finger, but it was such a big thing for me to get over because I had been preparing for it and imagining it for so so long. What a let down!

But, it made no sense to put money aside for a ring when our money would be much better served elsewhere, like keeping our debt down, allowing us the small freedom of being able to order a pizza a couple of times a year when neither of us wanted to cook, or being able to travel to see his family up north. Even though it wasn''t a large amount of money we had been planning to put aside, I feel like it made a HUGE difference on our levels of stress because every tiny purchase was no longer a big strain. We got breathing room, and yeah, it still sucks that my forever ring is going to end up being purchased a year or two after we get married, but this way I get to tweak my custom design ideas, and I figure I''m also entitled to a slightly bigger diamond since I will be waiting so long for it.
31.gif


Anyway, the point of that long ramble is that you don''t HAVE to put your life on hold to save up for a ring if you are both ready to move forward. A little more peace of mind can go a long way, and if there are other stresses in your life (like supporting your man through school, helping your mom with her business and coping with a loved one''s dementia), this really could help change your mood. There''s nothing you can do about the economy, the housing market, or your grandmother''s Alzheimer''s, and you''re doing what you can to help your mom (which is lovely, by the way). The best way to feel less like a victim of circumstance is to do something about what *is* under your control--in this case, using saved money to make life a bit easier so you can feel happier and less stressed.
1.gif
 
Date: 8/25/2009 5:57:23 AM
Author: gwendolyn


Anyway, the point of that long ramble is that you don''t HAVE to put your life on hold to save up for a ring if you are both ready to move forward. A little more peace of mind can go a long way, and if there are other stresses in your life (like supporting your man through school, helping your mom with her business and coping with a loved one''s dementia), this really could help change your mood. There''s nothing you can do about the economy, the housing market, or your grandmother''s Alzheimer''s, and you''re doing what you can to help your mom (which is lovely, by the way). The best way to feel less like a victim of circumstance is to do something about what *is* under your control--in this case, using saved money to make life a bit easier so you can feel happier and less stressed.
1.gif
Well said Gwen
36.gif
I think many of us are in the same boat right now. MY SO is going back to school and is not financially prepared as the economy had really screwed things up. However, we''re blessed to be healthy, have a roof over our heads, a closet full of clothes, and a refrigerator full of food - I know it''s a cliche but things will get better
1.gif
 
vip - I''m so sorry things are so stressful for you and BF right now. I hope it gets better soon, and it sounds like it will take some time because he''s going to school in order to be able to get a better job, but it WILL get better! And although it might not feel like it''s much better, the fact that you put a lot of money down on paying off your debt is a wonderful accomplishment! I hope things gets less stressful for you soon...
 
First off HUGS!!!

I know what you are going through (sort of) especially with your grandma going through alzheimers. My grandma went through it and it is one of the toughest things. When they start to forget you it hurts, and they are scared and confused and it will break your heart. Remember, the grandma you love is still in there she loves you and she always will. The best thing you can do (and you HAVE been doing this) is to be there for your mother because as hard as it may hit you it gonna hit her even harder. My prayers are with your family.

The rest of it sounds like its a stressful situation too, BUT you guys are headed in the right path. Living dept free is sososo hard and its gonna be tough but once you guys are out of that hole (and it will be a struggle) you will have a much easier and happier life for it. It's good to do it now so when you get married you won't have that added stress over your heads. You know he wants to marry you, you know if he could buy you a ring he would. Have you thought of maybe being engaged without a ring and getting one when you guys can do so without credit?

Everything that you have been doing to put you through this stressful time has been for the right reasons, helping your SO and helping your mother, and getting out of dept. It will seem overwhelming now and it will be tough and hard and there will be tears and sweat but once you are over that hill you will be so much better for it. Keep your mind on that! You have some SERIOUSLY good karma heading your way soon!
2.gif
 
thanks everyone for you replies. *sniffle* you sure know how to cheer a gal up!
4.gif


kribbie and Lilykat - thank you for the kind words and hugs!

gwendolyn - you always have such sweet and insightful posts...i''m really touched. thank you for your story and advice too! we knew the road to becoming debt free and him getting his degree was going to be a bumpy one, but i don''t think we realized just how stressed out we would be over all these changes. not to mention all the detours we''d have to take to get there. then again, our situation could change dramatically by next month. i would be making my last credit card payment, business could pick up at my work and for my mom, and he would be settled in his school schedule. BF and i recently talked about our pending engagement and i know we''re both absolutely ready to get married. he''s very adamant about getting my ring even though i''ve told him i don''t need an extravagant one. he''s a bit of a traditionalist and won''t tell me what his ring budget is, but he told me that he''s been saving ever since we first got together over 3 years ago. plus, he said the money for my ring is going to my mom anyway, so it''ll definitely be well spent. btw, i''ve always loved your e-ring that was your great-grandmother''s!

Londongirl1 and Lilac - thank you for the encouragement! yes, even though things are a bit tough for us now, we are extremely blessed for all the things that we have and to have our wonderful family to support us. i believe everything happens for a reason and this is just making us stronger as a couple.

ckrickett - i''m sorry to hear about your grandmother too. it is hard for my mom to see her like that...she almost feels like my grandmother isn''t really with us anymore even though she''s physically here. it''s just hard to tell my mom otherwise when it seems like she''s so lost. we have thought about getting engaged with a ring and waiting until later, but BF is pretty stubborn about doing it with one. i think we''re both content at the moment about waiting for a little bit. of course i''d be ecstatic if it happened now, but i think i''d be even more stressed out after the initial shock wore off. thanks again ckrickett!
 
(((((BIG HUG)))))

Hang in there sweetie, better days are coming.
 
Vip, I can totally relate to a couple of things you're going through. I'm sending you huge hugs :). It's been a rough year for me too, it started out with my grandpa passing away at the end of January (and then my Aunt two months ago), he had suffered from Alzheimer's for a long time. For quite some time I just pretended it wasn't happening, I was (am) very young and thought if I avoided him I wouldn't have to deal with the fact that he was sick and slowly dying. About three years ago I became really into photography and would go to my family's business to take pictures. My grandpa was always there, I couldn't avoid him. At that point he didn't know who I was, to him I was just a nice lady who talked to him and kept him company. I started going into work more and more, and finally I woke up. I knew I didn't have much time left with him, and I knew it made me sad to see him but I refused to waste the little time we had left. Every time I'd see him, I would take his portrait. It became a way for me to deal with all my emotions. I found more and more how much we were alike. Sometimes he was happy, confused, angry, or lost. In each photo I saw something I was feeling at the time. Those hundreds of pictures allowed me to document my last year and a half with him. It was almost a way to say goodbye, yet keep a part of him with me. My dad took care of him for six days and three nights a week. I can't imagine what it was like to be with the person you loved most in the whole world and slowly watch them disappear (my dad's mom passed away when he was 12, and he spent everyday at work with my grandpa for the last forty years). It was devastating for him, but he ended up learning so much and being a better father. I have to say through this whole experience I have become much closer to my him, there was so much I didn't understand before. My grandpa being sick really opened up my eyes. I feel for your family. I know you're busy, but if you or your mom could have any kind of outlet for your emotions, I think it'd help a lot. Instead of bottling up your emotions, you can deal with what's going on around you. Photography helped me come to terms with my grandpa's sickness and death instead of acting like it have never happened (I guess it depends on how you deal with things. Some people like my brother pretend it isn't happening). I wouldn't tell your grandma that her husband has passed away, it won't do any good and will only upset her for the moments she remembers. Towards the end my grandpa was very childlike, he would ask where him father was and could still remember his wife who passes away forty years ago but didn't know his own children. When he'd ask me questions about my grandma or his father, I would just say soothing things to him and never mention that they had passed. If he kept repeating things I'd be patient and listen. No madder how upset I was or angry at the situation I never took it out on him. He would get very upset and cry at certain times everyday, and I would just talk to him. I'd tell him I loved him, that I'd take care of him and I wouldn't let anything happen. You wouldn't believe how big of a different patience and kind words can make. The situation sucked, but I was determined to make the best of it for him. I'm sure your mother feels the same.

I'm sorry to hear about your mom's business, as a fellow daughter of a business owner I can relate to your worries. I'm sorry money's tight and you have to work so much. Eventually things will turn around, and will make you realize how great the good times really are. Everything you're going through will only make you stronger and hopefully closer to your loved ones. I'm very sorry about your grandmother. It's really tough, but it will change you for the better. I can't tell you how many times I felt like I was barely hanging on, my mom would ask me what was wrong and if I wanted to talk about it. I would just say to her "I'm not ok right now, but give me time. I will be." So whenever you're feeling down, just remember you are strong and even though at that moment everything feels like its crumbling around you, in time you will be ok. More hugs, and good luck!
 
i just wanted to say that i hope brighter days are ahead for you, vip!
 
ooh, I am so sorry this is happening to you, financial hardtimes are rough, and it puts a damper on everything! I know all too well a few years ago, it was sure rough for us and our marriage and my parents. Anyhow I just wish you the best sweetie and *HUGS* and just remember that everyday is a new day, it can only get better.
 
vip - I''m sorry to hear that things are rough right now. Hugs to you. I think you and SO should take some time to find relaxing things to do after your long work days to help him to destress. Acid Reflux is not fun, and he needs to get his rest. Keep searching on the job front, you are SURE to find something eventually. I think it is so awesome that you two are working to be debt free, but honestly don''t put so much pressure on yourselves. If it happens that you are debt free soon great, but if not, don''t let it destroy you. Those things take time!!! I''m glad you came to vent, it helps. If you need to again, there are ears here. Do try to find things that will help you all unwind. Go for walks, cook together, take showers, something/anything to help.
 
Status
Not open for further replies. Please create a new topic or request for this thread to be opened.
GET 3 FREE HCA RESULTS JOIN THE FORUM. ASK FOR HELP
Top