I just wrote a policy for my ering/wedding ring with Chubb. No problems. Went to their website and called an agent in my area. First agent contacted didn''t write the type of policy I needed. Second agent I contacted did. They don''t write many so they had to call Chubb for info first. It''s called a Valuable Articles policy. Just needed an appraisal and they ran a CLUE report to check my loss history. It is $297 a year for 22k. They don''t need a signiture on the application and Chubb will bill me direct. Very easy process. Thanks to all who have recommended Chubb.