How to properly insure ering

[ComplexConcepts]

So I have a loose center and mount which I'm looking to get set. How do I go about properly insuring the center stone and mount during this process? I have a separate appraisal for each but neither are currently insured. Do I wait until the stone is set before getting the ring insured? Also, the jeweler I'll b using has a great reputation but what's the best way to protect myself/assests especially since I didn't getting neither the stone or setting from him?

 

[WillyDiamond]

Most insurers will not insure a loose stone. The stone needs to be set, get an appraisal once set from the jeweler and send that to the insurance co.

 

[TC1987]

As of a Nov. 2012 thread on here, Jeweler's Mutual would insure a loose stone. Perfect Circle might be that insurance name now?

eta: [URL='https://www.pricescope.com/community/threads/jewelers-mutual-insurance-insured-while-diamond-being-set.182217/']https://www.pricescope.com/community/threads/jewelers-mutual-insurance-insured-while-diamond-being-set.182217/[/URL]

 

[LibbyLA]

Jewelers Mutual/Perfect Circle will insure a loose stone and setting if you have an invoice and/or appraisal for each. I just did that recently.

liz