Hello,
I’m looking to find a visually appealing ring that will retain its value, but… I don’t have a budget for the highest clarity and color ratings. I was wondering how low can I go for clarity and color and still get a beautiful, clear, sparkly stone that is has no visual defects to the untrained eye?
Can the average person tell the difference between an H color rating and a K rating?
Can the naked eye pick up the difference in clarity in VS1 vs SI1?
For color is the low point : J,K…?
For clarity is the low point: SI1, SI2…?
Ahhhhh, I’m confused… please help

Also, should I have different low points depending on where the certification is from (EGL vs GIA)?
Thanks so much in advance!