How long did it take to save for upgrade?
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Maisie
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It started out as wanting a pendant (which my DH was totally for), but of course I found PS and then I thought, hmm, how about an e-ring upgrade and original stone in pendant. Same thing, right? Well, that''s what I tell my DH.Date: 2/20/2009 12:32:55 PM
Author: Maisie
I think each person saves a different amount depending on their finances. If I was going to save up for something I would probably save around $1000 monthly. That would be a comfortable amount and still leave enough for anything we might need over the month.
Do you have an upgrade in mind?
Maisie
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Steel
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My WF ring was an ''upgrade'' as it was not my orig e-ring. We decided on the upgrade before I found Pricescope and had saved for a year. Once I (thankfully) found PS and WF the budget went up by just over €4k including taxes (which were a shock) so from beginning to end was about 1.5 years. I was very happy with that.
Our anniversary is coming up this year and I had hoped to upgrade again to a new huge stone but events have conspired against that plan so we are now saving monthly for our anniversary trip & presents. Again it will take us about a year to pay for all that.
I prefer not to mention amounts.
Why the question Peepa?
Our anniversary is coming up this year and I had hoped to upgrade again to a new huge stone but events have conspired against that plan so we are now saving monthly for our anniversary trip & presents. Again it will take us about a year to pay for all that.
I prefer not to mention amounts.
Why the question Peepa?
vespergirl
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I''m saving right now to reset my ering & get an eternity band to go with it, and my husband & I are doing it in a fun way. He has made me "gift certificates" for "jewelry credits" that he''s giving me for holidays in the place of gifts (e.g. Xmas, Valentine''s, etc.) He''s been putting cash on the side each time he gives me a "gift certificate," so that when I finally decide what I want, we will use that money.
Before when he bought me jewelry, he just paid cash out of savings, but with the failing economy, we''re trying to increase our savings since we''re a single-income family. We''ve just paid off all of our credit cards & he''s almost done paying off his student loans for his MBA, and we have been focusing on growing our savings & using cash-only for purchases, so this new plan is a fun way to budget for my luxury jewelry purchases.
And as for how long it will take, I think that it will take about a year or two to get the upgrades that I want, depending on how fancy the new ering setting that I choose will be, because I''m leaning towards going with Leon Mege, who isn''t the cheapest. I also love platinum, so that adds extra expense to the jewelry pieces.
Before when he bought me jewelry, he just paid cash out of savings, but with the failing economy, we''re trying to increase our savings since we''re a single-income family. We''ve just paid off all of our credit cards & he''s almost done paying off his student loans for his MBA, and we have been focusing on growing our savings & using cash-only for purchases, so this new plan is a fun way to budget for my luxury jewelry purchases.
And as for how long it will take, I think that it will take about a year or two to get the upgrades that I want, depending on how fancy the new ering setting that I choose will be, because I''m leaning towards going with Leon Mege, who isn''t the cheapest. I also love platinum, so that adds extra expense to the jewelry pieces.
Maisie
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arjunajane
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Hrrmm..I''m sorry but I really don''t think other people''s experiences can help you with this - after all not only is every couple''s finances, situation and timeline different, but every upgrade is completely different and will cost who knows what..?
Peepa, just save what you and your partner can without compromising other things..*shrug*
Peepa, just save what you and your partner can without compromising other things..*shrug*
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Hmmm, like Harriet and her DH, we didn't save as such for my upgrade. We waited for 10 years until we were comfortable with our finances before parting with the moohlahs (well, technically 2 years really since I first had the upgrade idea, because I didn't really care much for diamonds before, believe it or not
. I really wanted us to purchase our home and investments first). And we didn't finance our purchase either.
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Another one who was able to "save" more due to an increases in salary over time and feeling extremely confortable with my career, regular expenses and finances before spending on an upgrade.Date: 2/20/2009 11:03:33 PM
Author: Phoenix
Hmmm, like Harriet and her DH, we didn''t save as such for my upgrade. We waited for 10 years until we were comfortable with our finances before parting with the moohlahs (well, technically 2 years really since I first had the upgrade idea, because I didn''t really care much for diamonds before, believe it or not. I really wanted us to purchase our home and investments first).
Italiahaircolor
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I totally agree with Arjunajane. I think it entirely depends on what you''re starting with, and where you''re planning on going and also what the "upgrade" policy is where you originally purchased your stone (if you''re going through the same company again).
For some couples, saving $20k in a year is easy...others would struggle to save $2k in a year...it completely depends.
Don''t measure yourself against anyone else...set a budget that you both can live with, and go from there.
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Steel
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