I don't think you could buy a stone online for just a "little cheaper" (I'm thinking a lot cheaper . . . or a lot better quality for the same $). You also need to keep in mind that EGL stones are discounted below similar GIA or AGS stones. What seems like a good deal for a D VVS2 might not be if you consider the GIA might have graded it an E VS1. An EGL cert is good if you are looking to save a bit of money and don't mind if the grading is a bit lenient, but if I were paying for D VVS2 I would want the most reputable lab report to accompany it.
If you search for "GIA vs. EGL" here on the forums more info will come up. While I was searching, a post of a woman trying to resell her EGL D VVS1 came up. She said that a vendor treated it is a GIA D VVS2 for pricing purposes.
I might prefer princess stones in the setting rather than round. I think the tapered baguettes will look fine though. Maybe you could just stick with baguettes if you're worried about too many different shapes.
What is the insurance through the vendor for? I would just add a personal article policy to your homeowner's insurance.
For comparison, here is stone I found at Good Old Gold. Its measurements are 5.11 by 5.02 (by 3.47), so it will actually look bigger than the stone you have found. GOG tends to price a little higher than other online vendors, but even with the GIA certification this stone is less than yours, although it may be priced differently for being just under the 3/4 mark. Notice all the cut information you get with this stone.
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