Got my Memoire ring today from Pearlmans!!!

[lovehersomuch]

I just received my Memoire Purity collection eternity engagement ring for my fiance to be! It couldnt be happier with my choice! The diamond looks amazing and is totally eye clean just as Pearlman''s said and is stunning!! The Memoire setting is perfect! I''ll try to get pictures by this weekend! I also ordered a customized Alume style ring box from the Ring Box Company and it should be coming it next week. Now I just have to work out the details for the proposal!!! Man this feeling is so crazy!! I''m about to get engaged to the girl of my dreams! I cant wait to see the look on her face!

By the way, thank you all for recommending Pearlmans. They were a dream to work with! I worked with Joseph on this purchase and he helped answer all my questions. Jason and Bill were also involved in the transaction so I appreciate their help! The package included a cleaning kit, Memoire documentation, cert, and of course this ring!!

here is the link to the ring box company - I worked with Nicolette on that purchase she was really helpful as well:
http://www.ringboxcompany.com/

1.01
GIA cert
Excellent cut, excellent polish, excellent symmetry
G color
measurements 6.39 x 6.44 x 3.97
depth 61.9
table 56
crown 35
pavillion 40.6
no flourescene
no cutlet

 

[mrssalvo]

congrats lovehersomuch. I can''t wait to see pictures. Your gal is going to just love the ring. I love memoire, the quality is just so wonderful. excellent ring choice.

 

[lovehersomuch]

Date: 6/5/2008 12:09:40 PM
Author: mrssalvo
congrats lovehersomuch. I can''t wait to see pictures. Your gal is going to just love the ring. I love memoire, the quality is just so wonderful. excellent ring choice.

thanks!! we loved the memoire ring too.. when we saw it at a B&M store we knew it was the one... and upon doing more investigating about the designer we found out they are the best for eternity bands and have a really good reputation.


btw.. the cleaning kit i got isnt just some solutions to clean the ring with.. pearlsmans threw in an actual electrical device that cleans the ring.. cool stuff!!

 

[Angel7]

LoveHerSoMuch - Congratulations! I cannot wait to see the ring, I know it''s going to be beautiful! Love the touch of the special ring box. She is one lucky girl!
Be sure to come back and post pics. Good Luck with the proposal, can''t wait to hear all about it![:appl:]

 

[lovehersomuch]

btw.. where should i go to get insurance for this ring?? i dont know where to start!!

thanks!

 

[mrssalvo]

you can search here for info. A lot of folks like to work with Chubb b/c they offer a cash policy so if something happened to the ring they send you a check and you can replace it however you choose. You can also add it as a seperate scheduled rider to your homeowners or renters policy but you''ll want a detailed appraisal with specifics on the stone and they designer setting b/c many homeowners policy are replace with like kind policy''s and their replacement definitions can be very broad. Jewelers mutual is another popular insurance company that folks here insure with.

 

[Skippy123]

Very exciting, can''t wait for pics

 

[lovehersomuch]

Date: 6/5/2008 6:05:28 PM
Author: mrssalvo
you can search here for info. A lot of folks like to work with Chubb b/c they offer a cash policy so if something happened to the ring they send you a check and you can replace it however you choose. You can also add it as a seperate scheduled rider to your homeowners or renters policy but you''ll want a detailed appraisal with specifics on the stone and they designer setting b/c many homeowners policy are replace with like kind policy''s and their replacement definitions can be very broad. Jewelers mutual is another popular insurance company that folks here insure with.

about how much should i expect to pay for the ring insurance with chubb? do they do the aprraising? i dont have homeowners insurance but will later when i get my house later this year.. i have auto insurance with my fam through state farm and our house is under that policy too.

if i got chubb insurance can i go with a diff company later... im pretty sure i can..

 

[JulieN]

I think the insurance policy has to be in her name.

Also, I'm not sure, but Chubb has a minimum value they will insure for, and I don't think your ring is enough?

 

[ahappygirl]

I am really excited for you! It''s going to be amazing - that purity collection is stunning. You are doing such an awesome job!

 

[Diamond*Dana]

Congratulations on this exciting time! I look forward to your handshots!

 

[lovehersomuch]

Date: 6/5/2008 11:11:23 PM
Author: JulieN
I think the insurance policy has to be in her name.

Also, I''m not sure, but Chubb has a minimum value they will insure for, and I don''t think your ring is enough?

whats the minimum value?

anyone link me to this chubb company? ima try goolgin it too...

can a person pretty much go to any insurance (allstate, state farm..etc) company to get a ring insured? i dont see why it would have to be in her name when i purchased it and i have the cert etc in hand... it doesnt matter if it is in her name.. i have her contact info and can do it that way.. i just want to play it safe and avoid anything happneing to the ring before the proposal... shes going to the beach in a few weeks too.. so if i give her the ring before then i dont want anything happening to it at the beach.. i rather be protected and ge it insured asap

 

[mrssalvo]

chubb''s min. value is 10k i believe. you can seach here for contact info. jewelers mutual would probaby be a good choice for you.

 

[ahappygirl]

I think before you give it to her it can be insured in your name, but after you give it to her, the insurance typically needs to be in her name. It depends on the company, though.

 

[lovehersomuch]

update: i spoke to some insurance companies.. i.e. metlife, allstate and they are telling me that there is no seperate insurance for jewelry.. its usually tied into the home owners insurance.. policy holders just add another schedule/exhibit for the jewelry...

is this what others have done? i live with my parents and i dont want to add it to their home policy.. im getting a house soon and can add it to my own home owners insurance later... but for now.. what can i do?

 

[diamondseeker2006]

You will have to get a standalone policy in her name from Chubb or Jeweler''s Mutual. Just be sure they don''t send her a statement or policy before you propose! Pearlman''s can give you an insurance valuation to submit to the insurance agency along with a copy of the diamond certificate. You don''t need a full new appraisal.

 

[mrssalvo]

Date: 6/6/2008 11:51:12 AM
Author: diamondseeker2006
You will have to get a standalone policy in her name from Chubb or Jeweler''s Mutual. Just be sure they don''t send her a statement or policy before you propose! Pearlman''s can give you an insurance valuation to submit to the insurance agency along with a copy of the diamond certificate. You don''t need a full new appraisal.

ditto. I opted to just use the insurance valuation rather than get a whole new appraisal on my ring.