Sorry for the long-winded first post, but I''m disturbed by my own indecision here....
Been lurking here for a few weeks, but, of course, I didn''t discover these forums until after I had set the ball rolling for an E-ring for my girlfriend (soon to be fiancee, hopefully!)
I was referred to a jewelry distributor that lives locally (whose name I won''t mention here) who seemed on the up-and-up, and came highly recommended by a few different close, personal friends. He apparently is a part-owner of a jewelry manufacturing company worth billions of dollars and sells direct to personal customers and their referrals on the side. Everything seemed on the up-and-up. He had his people make me a custom ring, and let me see the wax before it was cast (which was a good thing as there were a couple of changes needed for it to meet my vision). I thought everything was all set, until I had some spare time tonight and started reading some more about the stones.
I''m usually a pretty savvy customer for all purchases, but I admit, this time I was in over my head. I did a lot of reading and research online ahead of time, and sat down to talk details with a couple other local jewelers face to face, and got a halfway decent education on everyone''s favorite lump of coal. I thought I knew what to expect, or at least had a decent idea anyways.
I picked up the ring yesterday. The short version is it''s a 3-stone, .70 CT center, two .33 CT sides, and six .05 channel-set for a total of 1.60. The center stone was selected for me sight-unseen, as I trusted the guy (again, he came highly recommended by three close, personal friends). After looking over the paperwork, here was what I ended up with:
EGL-USA Diamond Certificate: (I thought I was getting a GIA.... should I be worried right there?)
Weight: .70CT
Shape and Cut: Round Brilliant
Measurements: 5.60-5.57 x 3.58mm
Proportions:
Depth: 64.1%
Table: 57%
Crown: 15.4%
Pavilion: 43.5%
Girdle: Medium to Thick Faceted
Culet: None
Finish
Polish: Very Good
Symmetry: Very Good
Clarity Grade: SI1
Color Grade: G
Fluorescence: None
(the sketch of the inclusions has a handful of ever-so-slight little red specs on it.... It''s not something I''d ever see without some MUCH better glasses, but no glaring points)
I guess the first thing I should ask is, "Did I get a decent stone?" (OK, maybe I just need some reassurance that she''ll love it)
Now, one of the things that alarms me is that he also gave me a ''Consultation of Appraisal'' form from the Universal Gemological Services stating that the center stone''s estimated retail replacement value is $5120.... does that seem a bit high to anyone else? Or are BlueNile''s prices just that competetive?? (I paid less than that for the entire ring) Did I just get an excellent stone in an excellent custom ring for an excellent price? Is he high-balling the estimate/appraisal? (He said it was going to be estimated at around $8000) Given EGL''s reputation around here, should I have insisted on a GIA rated stone of the equivalent ratings?
It''s making me queasy
wondering if I made the right choice in trusting him.... Don''t get me wrong, aside from the stone selection, I''m very happy with the way the rest of the ring turned out.... I''m just worried that I could have done better on my stone selection.... gotten more ''bang for the buck'' if you will.....
Am I just losing it?? Being overly paranoid? It''s probably the biggest investment I''ve ever made, on one of the smallest things I''ve ever bought, and it''s just got me worried....
If I''m losing it, please tell me. If I ''Dun Good'', please let me know. I don''t want to spend a lifetime looking at it and thinking, "I should''a, would''a or could''a"...
Thanks a billion everyone!
-Joe
Been lurking here for a few weeks, but, of course, I didn''t discover these forums until after I had set the ball rolling for an E-ring for my girlfriend (soon to be fiancee, hopefully!)
I was referred to a jewelry distributor that lives locally (whose name I won''t mention here) who seemed on the up-and-up, and came highly recommended by a few different close, personal friends. He apparently is a part-owner of a jewelry manufacturing company worth billions of dollars and sells direct to personal customers and their referrals on the side. Everything seemed on the up-and-up. He had his people make me a custom ring, and let me see the wax before it was cast (which was a good thing as there were a couple of changes needed for it to meet my vision). I thought everything was all set, until I had some spare time tonight and started reading some more about the stones.
I''m usually a pretty savvy customer for all purchases, but I admit, this time I was in over my head. I did a lot of reading and research online ahead of time, and sat down to talk details with a couple other local jewelers face to face, and got a halfway decent education on everyone''s favorite lump of coal. I thought I knew what to expect, or at least had a decent idea anyways.
I picked up the ring yesterday. The short version is it''s a 3-stone, .70 CT center, two .33 CT sides, and six .05 channel-set for a total of 1.60. The center stone was selected for me sight-unseen, as I trusted the guy (again, he came highly recommended by three close, personal friends). After looking over the paperwork, here was what I ended up with:
EGL-USA Diamond Certificate: (I thought I was getting a GIA.... should I be worried right there?)
Weight: .70CT
Shape and Cut: Round Brilliant
Measurements: 5.60-5.57 x 3.58mm
Proportions:
Depth: 64.1%
Table: 57%
Crown: 15.4%
Pavilion: 43.5%
Girdle: Medium to Thick Faceted
Culet: None
Finish
Polish: Very Good
Symmetry: Very Good
Clarity Grade: SI1
Color Grade: G
Fluorescence: None
(the sketch of the inclusions has a handful of ever-so-slight little red specs on it.... It''s not something I''d ever see without some MUCH better glasses, but no glaring points)
I guess the first thing I should ask is, "Did I get a decent stone?" (OK, maybe I just need some reassurance that she''ll love it)
Now, one of the things that alarms me is that he also gave me a ''Consultation of Appraisal'' form from the Universal Gemological Services stating that the center stone''s estimated retail replacement value is $5120.... does that seem a bit high to anyone else? Or are BlueNile''s prices just that competetive?? (I paid less than that for the entire ring) Did I just get an excellent stone in an excellent custom ring for an excellent price? Is he high-balling the estimate/appraisal? (He said it was going to be estimated at around $8000) Given EGL''s reputation around here, should I have insisted on a GIA rated stone of the equivalent ratings?


It''s making me queasy

Am I just losing it?? Being overly paranoid? It''s probably the biggest investment I''ve ever made, on one of the smallest things I''ve ever bought, and it''s just got me worried....

If I''m losing it, please tell me. If I ''Dun Good'', please let me know. I don''t want to spend a lifetime looking at it and thinking, "I should''a, would''a or could''a"...
Thanks a billion everyone!
-Joe