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craigslist rental scam

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TravelingGal

Super_Ideal_Rock
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I thought I''d post this as a PSA as I know a lot of us Craigslist.

I am looking for a rental and although usually a rental listing below market value is a red flag, you never know if it''s a legit rental looking to be noticed.

I''ve gotten from craigslist those nigerian scam emails, and usually disregard those as obvious. They always say they are out of the country, usually are full of grammatical errors and never have an address listed. They also usually are MUCH lower than market rental prices.

A couple of days ago, I found a listing under market, but not glaringly so. Here is the listing info:

We have a Large Tri-level 4 Bedroom - 3 Bath - HOUSE available ASAP.
With separate dining area, tiled fireplace, new remodeled, new carpet, blinds, etc.
Private fenced tri-level yard in rear -2 car garage with remotes- Garage has shelving -
3rd Level 2 Bedrooms (Master Br and Ba) with view off balcony of Master Br, Hall Bath, 1 Br off Hallway and additional Br in rear w/ Balcony.

2nd Level (Middle): Large Living room with Balcony and Tiled Gas Fireplace -Main entry is on this level, Dining room off Kitchen with Granite counter tops, 2 Bedrooms on this level in rear, Full Hall Bath with faux Hardwood floors.


1st. Level (LOWER): 2 Car Garage w/ garage door opener (2 remotes), Large Closet and Laundry Room with Machines provided.


Rent: $2150 (Tenants pay for all utilities)
Deposit: OAC (Bad Credit OK with reference from previous landlords)
Availability: ASAP
Lease: 1 yr

We''re a private owner of this property and we''re looking for a Family/tenants with good rental history to rent/lease and take care of this house like it''s their own. But please, serious inquiries only.


Brokers/Rental Agents please DO NOT CONTACT OR EMAIL us regarding this property.


Pets OK.


The photos had time stamps on them and were nothing to write home about, but did show a little bit of the place. So I inquired, also disclosing I had a child as I know some places don''t want children. I received the following email.

Thank you for your interest in leasing our property. I’d like to apologize for not getting back sooner. We’re getting a lot of emails regarding the property, unfortunately we’re only replying to some of the email that we feel would be a good fit for our house.

I have 3 daughters of my own, I don''t see why would anyone turn down someone who needs a house for their family. Kids are more than welcome.

My husband and I are currently in Phoenix moving in to our new home and we''ll be back this weekend to show the house to all serious applicants and we would love to meet with you.

If you''re interested, here is the application. We’re not bank so we only need a few things and we hope you can meet them.

First and Last Name: (Adults Only)

Phone Number:

Copy of most recent paycheck stub: (Just to prove that you’re working)

Photo ID:

Credit Report From: CreditReport.com (My husband and I are members so we prefer their service and this is a privately owned property so we prefer not to do the credit check to protect your personal information)

We don’t need the Paycheck Stub or ID right now, you can bring it on the day we meet you at the house. But we would need to know how many adults, a contact number to follow up with you; we would also need to know that you have your most recent Credit Report available (Within 30 Days). We’re just looking for someone who’s never been evicted off a property, nothing more. Because of Identity Theft just bring the actual Credit Report on the day we meet you, just email us the “REP #” from CreditReport.com this way we know you have it available, then we can setup a more convenient day for both parties to meet, sit down, talk about the house and sign an agreement. Because we’re trying to find tenants ASAP, we’re only entertaining Serious Inquiries with all required information available. I hope you understand.

I’ll look forward to your application and we look forward to meeting with you.

Have a wonderful evening,
[her name]


Warning bells went off in my head. The part that said "creditreport.com" was a link, which I did not click on. Instead I typed in the domain name and went straight to the site myself. It''s a legitimate business, registered with the BBB with a score of B-. Too many complaints. Not to mention she stated she was out of town and I still did not have an address to the home. I had driven to the cross streets listed and did not see a house that matched the photos. But it wasn''t the typical rental scam email in that the response was tailored to me and obviously this person has good command of the English language. So I wrote the following response back.

I can imagine that your listing would get a lot of inquiries, so please do not apologize. Will you be doing an open house this weekend, or is it by appointment only. Also, is there an address so I can drive by it this week to look at the outside? I actually went to look down the street today but couldn’t not find the house for my vague memory of the photo on your listing.

Thanks for being so kind about kids – I just like to let people know because not everyone is into them, which I understand.

We have never been evicted and have been good tenants at my current apartment (I’m happy to give references). Should I think this agreement would work for both of us, I’m more than happy to give you all the information you requested below.

Looking forward to meeting you and congratulations on your new home!

To be continued below, for the sake of breaking the post up....
 
As a private landlord, I have asked that the prospected tenants bring a copy of their most recent credit report, But I never would ask anyone to fill out an application or direct them to fill out a credit report before they even see the place online. It is very suspicious. But everything they wrote down with the exception of the link looks very legitimate so it would be very difficult for other would be tenants to think otherwise though which is scary, if people aren't cautious as you are.
 
Within an hour, I received the following email from her.

Thank you =)

We''re scheduling appointments this week because Open House would be too hectic and we want to rent it to the right family. We feel that if we limit the appointments we would find the right one and be able to talk to them and answer any of their questions.

Please forgive me for not being able to give out the address at this time. We still have quite a few personal properties inside the house and noone''s at home til this weekend. I hope you understand..

[signed, her name, which was DIFFERENT FROM THE FIRST NAME SHE SIGNED]

P.S. Kids are wonderful! I don''t know anyone who wouldn''t want one. Well I do, but they''ll eventually find out someday that nothing is better than seing your kids everyday after a long day at work

While I am sure this was plausible, it didn''t sound right. I looked at the link she sent, and sure enough, while it SAID creditreport.com, it actually linked to an affiliate site (kqzyfj.com/blahblahblah). I looked up this kind of scam and didn''t find much, but there were some posts out there with similar stories. Either the link (which I have not clicked on) took me to some kind of site that LOOKS like creditreport.com and would ask me for all sorts of personal info, or maybe she was getting some kind of kickback for referals. I think it''s the former.

I sent the following email in response.

Hi xxx, or is your name yyy?

No problem about not giving out the address, I certainly understand. Let me know when you are ready to do so and we can proceed from there.

Also, about the credit report, my husband works for a financial institution and they can run one for us (you will be able to see where he works when I bring the pay stubs). I checked out creditreport.com and they have too many complaints at the BBB for me to care to register with them, as well as requiring a credit card. If this transaction must be done via creditreport.com, then unfortunately we will not be able to proceed.


Thanks for your time again and best wishes for your new life in Phoenix.

I have not heard back from her.

Just thought I''d post this as I thought it was a bit more clever than the average rental scam. I had not seen this one before. I have reported it to craigslist but I''m sure it won''t really help.

I did also find this week another listing, a bit under market value. The owner emailed me saying they would have an open house, and also provided the address when asked. The email address was looked like a mix of initials and last name and she signed the email with her name. I went to propertyshark.com, which offers two free property checks with sign up and entered the address of the house. Sure enough, her name and the last name in the email address were a match with the current owners of the property. They also bought the house 18 years ago and their mortgage was low, hence why they could be a bit below market. If this one is a scam, the scammers did their homework!!

So if you are looking for rentals, be wary and do your homework. Try to also not go alone when visiting a propery and let someone know where you are going. It''s a scary world out there!!
 
Date: 8/6/2009 12:41:43 PM
Author: D&T
As a private landlord, I have asked that the prospected tenants bring a copy of their most recent credit report, But I never would ask anyone to fill out an application or direct them to fill out a credit report before they even see the place online. It is very suspicious. But everything they wrote down with the exception of the link looks very legitimate so it would be very difficult for other would be tenants to think otherwise though which is scary, if people aren''t cautious as you are.
Not only that D&T, but I checked out a few posts with landlords (I guess it was a message board) recommending they screen clients with something lke creditreport.com. I had a gut feeling this was not a legit listing, but it was much harder to tell.
 
Date: 8/6/2009 12:47:30 PM
Author: TravelingGal


Date: 8/6/2009 12:41:43 PM
Author: D&T
As a private landlord, I have asked that the prospected tenants bring a copy of their most recent credit report, But I never would ask anyone to fill out an application or direct them to fill out a credit report before they even see the place online. It is very suspicious. But everything they wrote down with the exception of the link looks very legitimate so it would be very difficult for other would be tenants to think otherwise though which is scary, if people aren't cautious as you are.
Not only that D&T, but I checked out a few posts with landlords (I guess it was a message board) recommending they screen clients with something lke creditreport.com. I had a gut feeling this was not a legit listing, but it was much harder to tell.
Those scammers are getting smarter out there, and her not providing an address
33.gif
is weird too.

ETA: TGal- have you reported this to Craigslist yet?
 
Date: 8/6/2009 12:52:37 PM
Author: D&T

Date: 8/6/2009 12:47:30 PM
Author: TravelingGal



Date: 8/6/2009 12:41:43 PM
Author: D&T
As a private landlord, I have asked that the prospected tenants bring a copy of their most recent credit report, But I never would ask anyone to fill out an application or direct them to fill out a credit report before they even see the place online. It is very suspicious. But everything they wrote down with the exception of the link looks very legitimate so it would be very difficult for other would be tenants to think otherwise though which is scary, if people aren''t cautious as you are.
Not only that D&T, but I checked out a few posts with landlords (I guess it was a message board) recommending they screen clients with something lke creditreport.com. I had a gut feeling this was not a legit listing, but it was much harder to tell.
Those scammers are getting smarter out there, and her not providing an address
33.gif
is weird too.

ETA: TGal- have you reported this to Craigslist yet?
Yes, it''s been reported.
 
The scam that I''ve heard getting a lot of play recently is that an apt. will be shown, and there will be a processing fee for the application ... but the apt. being shown doesn''t necessarily belong to the person showing it. And how many people are going to ask for their processing fee back? None. They''ll assume that they''ve been turned down, not that the whole thing was a scam. Honestly, it just never ends ....
 
Date: 8/6/2009 1:05:22 PM
Author: TravelingGal

Date: 8/6/2009 12:52:37 PM
Author: D&T

Those scammers are getting smarter out there, and her not providing an address
33.gif
is weird too.

ETA: TGal- have you reported this to Craigslist yet?
Yes, it''s been reported.
In all my rental searching, never has a landlord refused to give out the address.

It''s always important to research an address before you look at the house to be sure it''s not in pre-forclosure. One friend almost rented a house that was. Get this -> he was AT the house about to hand over the first/last/damage to the landlord when a person (server?) drove up to the house and handed over the notice of sale!!! Yikes.
 
Date: 8/6/2009 1:11:13 PM
Author: MC

Date: 8/6/2009 1:05:22 PM
Author: TravelingGal


Date: 8/6/2009 12:52:37 PM
Author: D&T

Those scammers are getting smarter out there, and her not providing an address
33.gif
is weird too.

ETA: TGal- have you reported this to Craigslist yet?
Yes, it''s been reported.
In all my rental searching, never has a landlord refused to give out the address.

It''s always important to research an address before you look at the house to be sure it''s not in pre-forclosure. One friend almost rented a house that was. Get this -> he was AT the house about to hand over the first/last/damage to the landlord when a person (server?) drove up to the house and handed over the notice of sale!!! Yikes.
MC, any tips on how to do that? Property shark gives out a lot of info, but not if they are in default.
 
Date: 8/6/2009 1:14:38 PM
Author: TravelingGal
MC, any tips on how to do that? Property shark gives out a lot of info, but not if they are in default.
There is foreclosure.com where you can search based on zip code. That's how I found out a house I was looking at on CL was in pre-foreclosure! I was very careful about checking houses out because of hearing of what happened to my friend. Also, I did a google on the property addresses to see if anything came up. The owner of the house we're renting asked for $5,400 up front so I was a bit paranoid.

Since you live in CA, if you decide to rent, be careful! You can also look info up in county records for default/trustee notices. My in-laws are in property development and always check people out for liens, etc., before proceeding w/business.

ETA foreclosure.com doesn't give out complete addresses, but I found out what I needed based on that AND what was on foreclosurepoint.com (but it seems that website isn't running anymore). I didn't pay any fees to use foreclosure.point. It just takes a bit of poking around online to get the complete story. Also, as I said the county is helpful.
 
Nice work TGal! Way to be smart. Far too many people eager to swindle our hard-earned money.

Treefrog
 
Date: 8/6/2009 1:07:46 PM
Author: Circe
The scam that I''ve heard getting a lot of play recently is that an apt. will be shown, and there will be a processing fee for the application ... but the apt. being shown doesn''t necessarily belong to the person showing it. And how many people are going to ask for their processing fee back? None. They''ll assume that they''ve been turned down, not that the whole thing was a scam. Honestly, it just never ends ....

Or they take it a step further and ask for first/last and deposit and they are never heard from again!
 
TG - you can go to zillow.com or redfin.com and get the property parcel number. Go to your county's website and do a property search by entering the parcial number. It should come up with scans of all the documents relating to that property, including who the current owner is, how much their loan is for, and if there is a HELOC or Lien on the place (and of course if there is any trustee proceedings). Some county websites are more easy to navigate than others.
 
Thanks MC, I will look into that!!
 
I read an article the other day that said ALL of craigslist is moderated by a whopping 12 people.
 
Date: 8/6/2009 6:05:26 PM
Author: luckystar112
I read an article the other day that said ALL of craigslist is moderated by a whopping 12 people.

Sorry to thread jack. Does CL make any money? They don''t have any advertisements and don''t charge people for posting an ad.
 
Date: 8/6/2009 7:29:25 PM
Author: lovegem
Date: 8/6/2009 6:05:26 PM

Author: luckystar112

I read an article the other day that said ALL of craigslist is moderated by a whopping 12 people.


Sorry to thread jack. Does CL make any money? They don''t have any advertisements and don''t charge people for posting an ad.

I believe they charge businesses and also for certain types of ads? But don''t quote me on that.
 
Date: 8/6/2009 7:40:40 PM
Author: neatfreak

Date: 8/6/2009 7:29:25 PM
Author: lovegem

Date: 8/6/2009 6:05:26 PM

Author: luckystar112

I read an article the other day that said ALL of craigslist is moderated by a whopping 12 people.


Sorry to thread jack. Does CL make any money? They don''t have any advertisements and don''t charge people for posting an ad.

I believe they charge businesses and also for certain types of ads? But don''t quote me on that.
They charge for job postings in certain cities, I think.
 
Date: 8/6/2009 7:54:51 PM
Author: TravelingGal

Date: 8/6/2009 7:40:40 PM
Author: neatfreak



I believe they charge businesses and also for certain types of ads? But don''t quote me on that.
They charge for job postings in certain cities, I think.
Yep, they charge $25 for certain job listings.
 
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