I recentlly enrolled in Chubb insurance, and I sent in the sales receipt as proof of value. Chubb insured the pre-tax amount, and calculated the premuim based on that. Is this typical? So in case of damage/loss, Chubb will only pay for the pre-tax amount? (chubb as I understand gives out cash). It might seem not a big deal but with large purchases the tax amount can lead to thousands. I will call them to find out later but just wondering if anyone here on PS has any answers. thanks in advance.
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