Blenheim
Ideal_Rock
- Joined
- Feb 27, 2006
- Messages
- 3,136
We''re supposed to close on our first house tomorrow morning. The house search has been really frustrating so far -- this is actually the third house that we''ve been under contract on. Everything''s gone really smoothly so far with this one, and we just adore the house. It''s an adorable little cape cod in a nice area of town with a fenced in back yard for Dylan, wood floors, a fireplace, and a lot of natural light.
We''ve been transfering money into our local account, so that we can have a cashier''s check for the closing tomorrow. Hubby''s other bank is out of town, and can''t handle us not being in Virginia. (A signature is not enough for cashier checks, wire transfers, etc. He needs to be there in person.) We had to write a regular check from his account to ours here, which the local bank led us to believe had cleared, leaving more than enough money in our account for the down payment and closing costs. I got the final figures from the lender this afternoon, and went to the local bank to get a cashier''s check for that amount. Well, the funds haven''t cleared after all.
And while it was before 5 pm, everyone who might have been able to help us had already gone home for the day. The teller at the local bank said that tomorrow morning, they can get some people on the phone to verify funds and then give us the cashier''s check. Hubby''s POS out of town bank says that it will take several days anyway. Our lender is confident that we can get something to happen if we put enough pressure on them.
In savings at yet another bank, we have enough money to make up the difference from our current balance to funds needed at closing. But it would also take 2-3 days for them to transfer money, so it''s not like that helps.
Ugh. Closing was supposed to be at 9, and we''ve pushed it back to 11. I''m not entirely sure if we can even get the cashier''s check by then though.
I''m upset. I''ve heard that stuff always comes up at closing, but still.
Can we please get a good sprinkling of fairy dust?
We''ve been transfering money into our local account, so that we can have a cashier''s check for the closing tomorrow. Hubby''s other bank is out of town, and can''t handle us not being in Virginia. (A signature is not enough for cashier checks, wire transfers, etc. He needs to be there in person.) We had to write a regular check from his account to ours here, which the local bank led us to believe had cleared, leaving more than enough money in our account for the down payment and closing costs. I got the final figures from the lender this afternoon, and went to the local bank to get a cashier''s check for that amount. Well, the funds haven''t cleared after all.
In savings at yet another bank, we have enough money to make up the difference from our current balance to funds needed at closing. But it would also take 2-3 days for them to transfer money, so it''s not like that helps.
Ugh. Closing was supposed to be at 9, and we''ve pushed it back to 11. I''m not entirely sure if we can even get the cashier''s check by then though.
Can we please get a good sprinkling of fairy dust?
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