I just bought an engagement ring off Blue Nile. Two part question here. A.) Is the price alright for the ring? B.) I have the inflated appraisal from BN for $5500, and another from a local jeweler, who appraised it for $3300, almost exactly what I payed for the ring. Do insurance companies pay all of the appraisal cost or not?
Ring Specs:
2.5 mm Plat. band with two 3x5 mm pear-shaped sapphire sidestones
Center diamond stats
.54 Carat
AGS Ideal 0 cut
Polish and symmetry Ideal
Color- F
Clarity- VS1
Depth % 61.3*
Table % 57.0*
Crown Angle 34.6*
Pavilion Angle 40.7*
Culet % 0.9*
AGSL Report
GCAL Report
Site pic of ring - enlarged view
Scored a 1.1 HCA w/ AGS stats and a .8 w/ the GCAL ones. Paid $2252 for the stone and am just looking for opinions on it and on any information as to which insurance companies are known to cover the entire appraised value.
Thanks
Ring Specs:
2.5 mm Plat. band with two 3x5 mm pear-shaped sapphire sidestones
Center diamond stats
.54 Carat
AGS Ideal 0 cut
Polish and symmetry Ideal
Color- F
Clarity- VS1
Depth % 61.3*
Table % 57.0*
Crown Angle 34.6*
Pavilion Angle 40.7*
Culet % 0.9*
AGSL Report
GCAL Report
Site pic of ring - enlarged view
Scored a 1.1 HCA w/ AGS stats and a .8 w/ the GCAL ones. Paid $2252 for the stone and am just looking for opinions on it and on any information as to which insurance companies are known to cover the entire appraised value.
Thanks