Am I getting a good deal

[firsttimelasttime]

Im buying a diamond for $7,300. My girlfriend prefers quality to size. My budget is about $8k-$9k for the stone. Is this a good deal?

The jeweler likes this diamond because it appears bigger than it really is due to a large table. The inclusions seem very tough to see, even with a loop.


GIA REPORT NUMBER: 2151042167
ROUND BRILLIANT

Measurements: 6.68 - 6.71 x 3.95 mm
Carat Weight: 1.04 carat
Color Grade: G
Clarity Grade: SI1
Cut Grade: Very Good

PROPORTIONS

Depth: 59.0%
Table: 60%
Crown Angle: 30.0°
Crown Height: 11.5%
Pavilion Angle: 41.8°
Pavilion Depth: 44.5%
Star Length: 50%
Lower Half: 80%
Girdle: Thin to Medium (3.0%)
Culet: None

FINISH

Polish: Excellent
Symmetry: Very Good
Fluorescence: None

 

[honey22]

Post this in Rocky Talky and you will get heaps of good advice

I would pass on this stone due to the cut grade, and I would also be suspicious of a jeweller that likes a stone as it faces up larger for it's size - it means its not cut as well as it could be and light performance would likely be affected. I would be looking at other options.

 

[firsttimelasttime]

Thank you for the feedback. You make a valid point.

Given the specs on this stone, is the price right?

The jeweler had other similar sized stones that were ex-ex-ex, but were a few bucks more. When he put them side by side I could barely tell the difference in quality and the subject stone does appear larger.

Is it worth spending an extra $1,000 to upgrade this to ex-ex-ex, VVS2,1.0ct?

 

[Dancing Fire]

not a well cut stone...flat top with no crown height...

 

[JaneSmith]

Please ask to moderators to move this to the Rocky Talky forum, you will get a lot more help there.
This diamond gets a 2.5 on the HCA tool here on PriceScope. It means its OK, but you'd have to look at it in person and I'd want a better price than what you're getting.
Just doing a quick search on the PS front page, I find multiple ideal cut, triple ex stones for up to five hundred less than this one.
How big a diamond looks is a function of its diameter, not its table.
There is nothing wrong with a truly eye clean SI stone, in my opinion, but if your girlfriend prefers quality you might want to look into VS.
Good luck!

 

[JaneSmith]

Thank you for the feedback. You make a valid point.

Given the specs on this stone, is the price right?

The jeweler had other similar sized stones that were ex-ex-ex, but were a few bucks more. When he put them side by side I could barely tell the difference in quality and the subject stone does appear larger.

Is it worth spending an extra $1,000 to upgrade this to ex-ex-ex, VVS2,1.0ct?

Please realise that any stone you look at needs to be ideal cut to have good light performance. You can have a poorly cut D flawless that looks terrible next to an ideal cut G SI1.
Please let the experts here (not me) help you pick a good stone.