I am 25 years old, never been engaged or thought of being engaged until now. I''m a bit confused on the price listings that sites such as bluenile.com give because they seem soooo cheap compared to the local B&M stores. I live in rural Arkansas so there is a chance that it is because vendors do not have the ability to receive the stones in more bulk fashion to save money.
For instance, I''ve been looking at 1 ct. radiance cut diamonds in the G-H color range with the Si1 clarity level. The best vendor around here that I have found let me look at a G 1.04 ct. and an H 1.04 ct. diamond with the H diamond + ring + setting coming to around $4500 and the G color rating coming to around $5500, the setting is a plain white gold ring with tulip prongs and he said that the ring and setting were around $400. The difference in the two diamonds overall brilliance was very noticeable and after seeing the G rated diamond I couldn''t bring myself to consider the H, even though my price range is around $4500 tops. (I''m finishing my master''s right now and am starting my new job in January so I won''t be making any "real" money until then! However my parents would front the money and I could pay them back if I cannot receive financing)
The other three jewelers I went to in the area had very similar prices.
Looking online I can find "very good" cut, 1.01 ct., F color, Si1 clarity diamonds with acceptable depth/table %''s, (in the range of 68-70% for each which is what the G color diamond had) no fluorescence, "good" symmetry, and no ring/setting for $3908 from bluenile.com. Another example is a F color, VS2 clarity, 1.01 ct., good symmetry, very good polish, very good cut, no fluorescence, and around the same depth/table/girdle for 4400$
Why is this F color rating over a thousand dollars cheaper than the G color rated diamond that I found at the store and should I just buy the loose diamond via the internet or stick with the local guys? The majority of the negative opinions I''ve found on using bluenile.com and such came from people that received the wrong ring size so I figured that I would just buy the loose diamond and have it set locally.
Sorry for the lengthy post but as many of you know this is a really big decision for me! Any help is appreciated.
For instance, I''ve been looking at 1 ct. radiance cut diamonds in the G-H color range with the Si1 clarity level. The best vendor around here that I have found let me look at a G 1.04 ct. and an H 1.04 ct. diamond with the H diamond + ring + setting coming to around $4500 and the G color rating coming to around $5500, the setting is a plain white gold ring with tulip prongs and he said that the ring and setting were around $400. The difference in the two diamonds overall brilliance was very noticeable and after seeing the G rated diamond I couldn''t bring myself to consider the H, even though my price range is around $4500 tops. (I''m finishing my master''s right now and am starting my new job in January so I won''t be making any "real" money until then! However my parents would front the money and I could pay them back if I cannot receive financing)
The other three jewelers I went to in the area had very similar prices.
Looking online I can find "very good" cut, 1.01 ct., F color, Si1 clarity diamonds with acceptable depth/table %''s, (in the range of 68-70% for each which is what the G color diamond had) no fluorescence, "good" symmetry, and no ring/setting for $3908 from bluenile.com. Another example is a F color, VS2 clarity, 1.01 ct., good symmetry, very good polish, very good cut, no fluorescence, and around the same depth/table/girdle for 4400$
Why is this F color rating over a thousand dollars cheaper than the G color rated diamond that I found at the store and should I just buy the loose diamond via the internet or stick with the local guys? The majority of the negative opinions I''ve found on using bluenile.com and such came from people that received the wrong ring size so I figured that I would just buy the loose diamond and have it set locally.
Sorry for the lengthy post but as many of you know this is a really big decision for me! Any help is appreciated.