1.28 ct. round - Am I getting a bad stone?

[pinkee]

Please help, this is all new to me...My insurance co. is replacing my chipped stone, it was an 1.0ct princess, I/SI1, clear, cut/sym was good and my husband 3 years ago paid $2700.00. The Gemologist they sent to my house, brought many stones, I picked an upgrade and only had to contribute $1200. Was this a good deal?

EGL:
Carat - 1.28
Measurements: 7.00 - 6.91 x 4.33mm
Depth - 62.3%
Table - 57%
Crown - 15%
Pavillion - 43.9%
Girdle - Medimum Faceted
Cutlet - None
Polish - Very Good
Symmetry - Good
Clarity - SI2
Color - H
Flour - None
The cert has no comments and on the table a few pinkish, squiggly marks and a small black mark (checking to see if that was a mark on the paper on the cert and then scanned or truly a mark), the bottom of the stone has similiar pinkish squiggly marks.
*The diamond to the eye looked very clean, even with a scope I could not see any black mark or inclusions and the color looked wonderful against my princess as well as other stones he brought in higher color grading.

 

[mrssalvo]

you love it and it spoke to you, enjoy it

if it's a done deal already, why question it?

 

[pinkee]

Thank you!

 

[karenleah15]

I am a firm beliver that you will know the right diamond when you see it. If this one jumped at you it is the right one. Everyone has to remember that when a diamond is graded it is a human that does it, not a machine. There is always room for error. If the diamond looked like the right one to you....... then it is! Enjoy it!!!!!!!

 

[pinkee]

Thank you for the response...

 

[hoorray]

I''m not a princess cut expert, but this looks nice to me, and you obviously love it, so congrats.

I think the upgrade to H color, tradingoff claritythat you can''tsee is a great choice.

I''m impressed that the insurance company gave you a choice of stones to choose from in person. (Not that I think others don''t, I just always assumed it was more of a remote transaction.) Who was the insurance company?

 

[pinkee]

Thank you for the response - the new diamond is a round the old was a princess. I have Liberty Mutual, and they by far are the best I''ve ever dealt with, with service, premiums, etc. Because I have the ring as a rider on my home owners policy, they referred me to a local jeweler in business 60+ years, family owned and the person they sent out is a GIA certified Gemologist and a part of the family. Logistically possibly they came to my house, because that is the service the jeweler provides, maybe not everyone will do the same.

Thus far, I am pleased on how this has transpired - anxious to see my new stone in my setting - the only thing that made me a bit nervous was the equal stones that were equal replacements in value, he had the Certs with him, yet the two upgraded rounds he did not that i was interested in - Of course he had on the spot provided the EGL cert #''s and I could see the paper the stone was wrapped it with the specs and the EGL or GIA #''s. Once he left, I immed. went on line and pulled the EGL cert for the stone I picked and the specs matched what he told me and what I recall on the paper the stone was wrapped in. The next day, he did as promised emailed me the scanned cert and I could see the inclusions. Yet, without the cert in front of me when I was looking at the stone to compare the inclusions, who knows whether the stone I saw is the stone I will get. I may be too critical, he did not offer me to see the stone via a scope until I asked - for what I could see it was eye clean - Since it was H/SI2 and he had a E/SI1 to compare, I could see that the H/SI2 wasn''t as white, so I hope that the same stone ends up in my ring and I at least had some benchmark of a better color and clarity to know if I receive anything less, I do think I would be able to tell - If I was using the loop right, I did not see anything glaring at me w/ the loop when looking down at the table nor when the naked eye - he mentioned there was I think a small carbon spot, but only a gemologist would be able to see it - Lastly, the cert he emailed me, the black spec he did email me that it is not a part of the diamond, rather it was on the scanner screen!

 

[Kaleigh]

I''m glad it all worked out for you and you have a new beautiful stone as a replacement!!!!! Don''t forget to post pics of the stone in it''s new home!!!!