- Joined
- Apr 3, 2004
- Messages
- 33,852
megumic|1296654601|2840504 said:you forgot taxes, DF, taxes. nobody wants to pay those either.
ksinger|1296654198|2840502 said:Why not a thing DF. People have merely taken notice of how corporations get to do all that and more, and without any of those pesky moral qualms and shame that is supposed to plague us genuine flesh-and-bloods. In fact, there is a movement afoot that should enable us to completely bypass all that for good....
http://www.youtube.com/watch?v=g27NIymR9J4&feature=player_embedded
Ninjas of democracy!! Trademark!
Circe|1296658637|2840562 said:ksinger|1296654198|2840502 said:Why not a thing DF. People have merely taken notice of how corporations get to do all that and more, and without any of those pesky moral qualms and shame that is supposed to plague us genuine flesh-and-bloods. In fact, there is a movement afoot that should enable us to completely bypass all that for good....
http://www.youtube.com/watch?v=g27NIymR9J4&feature=player_embedded
Ninjas of democracy!! Trademark!
KSinger nails it. The immorality of big business may be the one element of trickle down economics that actually, you know, did.
P.S. - That video may be the best thing I've seen all year. I love the dedicated crazy-eyes of the lady in red!
Prana|1296678261|2840952 said:It seems that many have a huge sense of entitlement paired with a huge lack of responsibility.
I also think that consumerism is shoved down our throats on a daily basis, and people don't know what it's like to be normal anymore. People think normal is master bathroom suites, jacuzzis, double shower heads, huge SUV's, 5 bedroom houses that are 2,500+ square feet, 60" flatscreens, TV's in cars, extra curricular activities, one month's worth of designer bags, 600 pair of shoes, all-inclusive Disney vacations etc.
For the situations you described, I agree with you. What you described are the situations that are very sad, and very troubling. In my personal experience though, I don't see a lot of this situation.makemepretty|1296679428|2840972 said:I don't think it's entitlement. I think it's seeing that banks are raising rates and tacking on fees when they've been helped out. Over 3 million people will be served with foreclosure notices, it's not entitlement that makes them not want to pay their mortgages, it's not having enough money. I don't believe it's because they can't budget and they went on shopping sprees, it's people losing their jobs. It's also hard for people with money to understand those without. Period.
Dancing Fire|1296626348|2840363 said:a lot of people don't want to pay back their debts...![]()
they don't wanna pay their mortgage debt.
they don't wanna pay their CC debt.
they don't wanna pay their student loan debt.
Really I think I'm pretty normal. I don't have any of those things and maybe except for the Disney vacation don't want those things either.dragonfly411|1296679550|2840976 said:Prana|1296678261|2840952 said:It seems that many have a huge sense of entitlement paired with a huge lack of responsibility.
I also think that consumerism is shoved down our throats on a daily basis, and people don't know what it's like to be normal anymore. People think normal is master bathroom suites, jacuzzis, double shower heads, huge SUV's, 5 bedroom houses that are 2,500+ square feet, 60" flatscreens, TV's in cars, extra curricular activities, one month's worth of designer bags, 600 pair of shoes, all-inclusive Disney vacations etc.
This.
part gypsy|1296680543|2840998 said:PS anyone see Winter's Bone? good movie.
Prana|1296680342|2840992 said:For the situations you described, I agree with you. What you described are the situations that are very sad, and very troubling. In my personal experience though, I don't see a lot of this situation.makemepretty|1296679428|2840972 said:I don't think it's entitlement. I think it's seeing that banks are raising rates and tacking on fees when they've been helped out. Over 3 million people will be served with foreclosure notices, it's not entitlement that makes them not want to pay their mortgages, it's not having enough money. I don't believe it's because they can't budget and they went on shopping sprees, it's people losing their jobs. It's also hard for people with money to understand those without. Period.
What I see is a lot of people filing for bankruptcy and losing their homes to foreclosure because their priorities were bigger TV's and replacing all their DVD's on blue ray, not paying their mortgage/school loans/saving when things were good/ what have you. These people feel entitled to toys because, "Hey, I work hard", and they don't want to spend their money on bills. I see people who had unstable jobs, buy houses, overextend themselves, lose their job, and not be able to pay their bills.
I can only speak from personal experience as to the types of people I've seen having to foreclose on their homes and from what I've seen, it's all people who have greatly overextended themselves.
I do understand what you are saying about fees and banks being d-bags. I'm fortunate to have a great job and money, but I don't know anybody who hasn't had to cut back and sacrifice in this economy. Sometimes I feel like I'm surrounded by less financially stable people than my husband and myself, who spend frivolously without blinking an eye, and I'm often questioning how the heck they do it.
I agree, we are reaping what we sowed. I'm happy to see that people in my generation 'seem' to be wanting and expecting less in terms of material objects and expectations for what is normal in terms of houses/cars etc seem to be less than the previous several years. However, many of my friends have some serious debt because of choosing to live a lifestyle in which they ''work hard and deserve things". I can't say that I would be as sympathetic to someone filing bankruptcy after over extending themselves so much.part gypsy|1296680543|2840998 said:Really I think I'm pretty normal. I don't have any of those things and maybe except for the Disney vacation don't want those things either.dragonfly411|1296679550|2840976 said:Prana|1296678261|2840952 said:It seems that many have a huge sense of entitlement paired with a huge lack of responsibility.
I also think that consumerism is shoved down our throats on a daily basis, and people don't know what it's like to be normal anymore. People think normal is master bathroom suites, jacuzzis, double shower heads, huge SUV's, 5 bedroom houses that are 2,500+ square feet, 60" flatscreens, TV's in cars, extra curricular activities, one month's worth of designer bags, 600 pair of shoes, all-inclusive Disney vacations etc.
This.
I have to say amen to what ksinger and moviezombie are saying. We are reaping what we sowed. We are seeing as masses of people are being "downsized" each year, factories dismantled to be sent overbroad that corporations are given the same rights (or maybe more: see lobbyists, bailouts, and tax loopholes) as voting citizens yet do not have the same responsibilities to the country. To someone who is working as hard as they can, playing by the rules, doesn't own any of the above-mentioned stuff and is just trying to keep a roof over their children's heads, I can't say I blame someone for declaring bankruptcy. Don't get me wrong. I had a different view 3 years ago but my views have changed. I still do judge people who do it strategically who do not have to, but oftentimes that is not the case.
PS anyone see Winter's Bone? good movie.
I agree with you, Prana.Prana|1296680342|2840992 said:For the situations you described, I agree with you. What you described are the situations that are very sad, and very troubling. In my personal experience though, I don't see a lot of this situation.makemepretty|1296679428|2840972 said:I don't think it's entitlement. I think it's seeing that banks are raising rates and tacking on fees when they've been helped out. Over 3 million people will be served with foreclosure notices, it's not entitlement that makes them not want to pay their mortgages, it's not having enough money. I don't believe it's because they can't budget and they went on shopping sprees, it's people losing their jobs. It's also hard for people with money to understand those without. Period.
What I see is a lot of people filing for bankruptcy and losing their homes to foreclosure because their priorities were bigger TV's and replacing all their DVD's on blue ray, not paying their mortgage/school loans/saving when things were good/ what have you. These people feel entitled to toys because, "Hey, I work hard", and they don't want to spend their money on bills. I see people who had unstable jobs, buy houses, overextend themselves, lose their job, and not be able to pay their bills.
I can only speak from personal experience as to the types of people I've seen having to foreclose on their homes and from what I've seen, it's all people who have greatly overextended themselves.
I do understand what you are saying about fees and banks being d-bags. I'm fortunate to have a great job and money, but I don't know anybody who hasn't had to cut back and sacrifice in this economy. Sometimes I feel like I'm surrounded by less financially stable people than my husband and myself, who spend frivolously without blinking an eye, and I'm often questioning how the heck they do it.
MC|1296681522|2841024 said:part gypsy|1296680543|2840998 said:PS anyone see Winter's Bone? good movie.
Yeah, we watched Winter's Bone! Was a great movie. I couldn't get past that they hung their laundry to dry OUTSIDE in the dead of winter! People obsess over their flat screen TVs when they should be glad if they have a decent washer and dryer and don't have to eat squirell for dinner.
We're reading the book for Book Club in March, so I don't want to see the movie until I've read it. No spoilers, please!fleur-de-lis|1296688404|2841192 said:MC|1296681522|2841024 said:part gypsy|1296680543|2840998 said:PS anyone see Winter's Bone? good movie.
Yeah, we watched Winter's Bone! Was a great movie. I couldn't get past that they hung their laundry to dry OUTSIDE in the dead of winter! People obsess over their flat screen TVs when they should be glad if they have a decent washer and dryer and don't have to eat squirell for dinner.
I'm surprised and impressed that so many people in this thread have seen Winter's Bone! (Okay ladies, that scene with the arms?GAK!)
fleur-de-lis|1296680434|2840995 said:Dancing Fire|1296626348|2840363 said:a lot of people don't want to pay back their debts...![]()
they don't wanna pay their mortgage debt.
they don't wanna pay their CC debt.
they don't wanna pay their student loan debt.
DF, I agree generally with the moral turpitude issue you bring up, but I understand and can distinguish why people become *particularly* upset at Credit Card creditors. Resentment and anger after underhanded maltreatment causes normal people to act in abnormal ways sometimes. I think many people who could and would pay their credit card debt back at the terms under which they signed up for the debt, yet:
(1) CC companies have and exercise the one-sided power to change terms so drastically to priorly-executed deals (say, from 5% to 29.99%), thus knowingly and deliberately creating a default-prone scenario; AND
(2) unlike your other two examples (student loan and mortgage) that the max rate for CC's is far, FAR beyond the rate defined as usurious in most jurisdictions.
I've personally always paid off my CC bills, but am reminded of the saying "There but for the grace of God go I." And FWIW, I've heard of far, far more stories of families wanting pay off the debt they incurred and struggling under grossly unfair new terms for longer than they should. When the terms have shot up to 35%, it's the usurious compound interest they're paying, not the debt. I get why decent folks "don't want to pay" THAT. I have sympathy for them, as well as anger at both the creditors who do it and the lawmakers who allow it to continue.
As much as I believe in personal responsibility and paying off one's debts, I can't and won't shill for the major CC companies who get to change the rules in the middle of the game.
ksinger|1296688575|2841201 said:All good points. And yet....there is that bifurcation in our national psyche. We do not really blink at corporate bankruptcies - and one cannot point to the ire over the recent bailouts as anything other than an aberration in a long history of nonchalance towards such things. There is no moral baggage attached to them. They are an accepted part of the corporate world, even though we all know that they happen due to the very bad habits and choices that apply at a personal level - overextension, over-use of credit, decorating the bosses bathroom with a gold-plated john, that sort of thing. AND, those mistakes are made by the very business people we hold up as the saviors of America. They are leaders. Wealthy. Better educated than the vast majority. Supposedly the smartest people in the room, and yet they make these horrid, short-sighted choices that affect many and no one blinks.
My question is this, when the PEOPLE at the top of our society are making such spectacularly bad - dare I say it, immoral, choices, why do we expect a different ethic at the lower levels? We are told to look to these people as examples of what you may become if you work hard - even though most of them come from long lines of inherited money rather than earning it all themselves - and yet WE can't act just like they do? THEY get away with slaps on the hands, why not the rest of us?
I'm merely pointing out the hypocrisy of it all. Seems the further up the chain you go, the less willing we are to apply mundane morals to behavior.
Haven|1296688764|2841211 said:We're reading the book for Book Club in March, so I don't want to see the movie until I've read it. No spoilers, please!fleur-de-lis|1296688404|2841192 said:MC|1296681522|2841024 said:part gypsy|1296680543|2840998 said:PS anyone see Winter's Bone? good movie.
Yeah, we watched Winter's Bone! Was a great movie. I couldn't get past that they hung their laundry to dry OUTSIDE in the dead of winter! People obsess over their flat screen TVs when they should be glad if they have a decent washer and dryer and don't have to eat squirell for dinner.
I'm surprised and impressed that so many people in this thread have seen Winter's Bone! (Okay ladies, that scene with the arms?GAK!)
ksinger|1296688575|2841201 said:All good points. And yet....there is that bifurcation in our national psyche. We do not really blink at corporate bankruptcies - and one cannot point to the ire over the recent bailouts as anything other than an aberration in a long history of nonchalance towards such things. There is no moral baggage attached to them. They are an accepted part of the corporate world, even though we all know that they happen due to the very bad habits and choices that apply at a personal level - overextension, over-use of credit, decorating the bosses bathroom with a gold-plated john, that sort of thing. AND, those mistakes are made by the very business people we hold up as the saviors of America. They are leaders. Wealthy. Better educated than the vast majority. Supposedly the smartest people in the room, and yet they make these horrid, short-sighted choices that affect many and no one blinks.
My question is this, when the PEOPLE at the top of our society are making such spectacularly bad - dare I say it, immoral, choices, why do we expect a different ethic at the lower levels? We are told to look to these people as examples of what you may become if you work hard - even though most of them come from long lines of inherited money rather than earning it all themselves - and yet WE can't act just like they do? THEY get away with slaps on the hands, why not the rest of us?
I'm merely pointing out the hypocrisy of it all. Seems the further up the chain you go, the less willing we are to apply mundane morals to behavior.
Oh, good. Thank you! I just wanted to make sure nobody else came in and said "I know! And how about the way x character says xyz and then y character blahblahblahs!"fleur-de-lis|1296689108|2841229 said:LOL, don't worry, I didn't just talk about how the childhood sled was named Rosebud. It was more like how pretty Scarlett O'Hara was in green, an incidental.Haven|1296688764|2841211 said:We're reading the book for Book Club in March, so I don't want to see the movie until I've read it. No spoilers, please!fleur-de-lis|1296688404|2841192 said:I'm surprised and impressed that so many people in this thread have seen Winter's Bone! (Okay ladies, that scene with the arms?MC|1296681522|2841024 said:Yeah, we watched Winter's Bone! Was a great movie. I couldn't get past that they hung their laundry to dry OUTSIDE in the dead of winter! People obsess over their flat screen TVs when they should be glad if they have a decent washer and dryer and don't have to eat squirell for dinner.part gypsy|1296680543|2840998 said:PS anyone see Winter's Bone? good movie.GAK!)
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