DivaDiamond007
Brilliant_Rock
- Joined
- Jun 7, 2007
- Messages
- 1,828
So, my hubby and I have been married for three years and just had our first child - he''s almost 6 weeks old. I am scheduled to return to work the second week of September. During my entire pregnancy (and before) my mom told us that she would be quitting her job in order to care for the baby when I returned to work. Well, she''s decided to not quit for a litany of reasons thus leaving us in a bind as far as child care is concerned.
I''ve called two individual people that were referred to me and one will not work out due to scheduling conflicts and the other is quite a bit away from home and would require a long commute every day. We''ve also checked out a local daycare and, while it''s nice, I''m very uneasy about daycare centers and the cost would be $830 per month - much higher than our rent and more than we can afford.
My parents have offered to pay $400 per month toward child care and we could swing that at the daycare center, however, that would basically max us out and prevent us from saving any money - money that should be saved for a downpayment on a house of our own.
My MIL and FIL have offered to let us move in with them in order to save money. We would have two bedrooms downstairs (they sleep upstaris), a huge bathroom and the front living room to ourselves. There is plenty of room for all of us plus an additional two empty bedrooms upstaris for use for visitors. They live on 10 acres that''s just far enough to fell out of town but close enough to town to make shopping and commuting easy.
If we moved in with the IL''s I could quit working in order to care for our son. We''d still be saving money because we wouldn''t have our ordinary living expenses and my son wouldn''t have to go to daycare or be placed in someone''s home. I could even work part-time if I wanted because we could probably find family to watch James two or three days a week - unfortunately there''s not anybody available full-time.
As soon as we had enough money saved for a substantial downpayment on an exisiting home or available to use to build a home we''d move out and I''d return to the workforce.
What would you do? Continue looking for reasonable and safe child care and live on your own or suck it up and move in with the IL''s and save some huge bucks? I''m really torn.
Diva
I''ve called two individual people that were referred to me and one will not work out due to scheduling conflicts and the other is quite a bit away from home and would require a long commute every day. We''ve also checked out a local daycare and, while it''s nice, I''m very uneasy about daycare centers and the cost would be $830 per month - much higher than our rent and more than we can afford.
My parents have offered to pay $400 per month toward child care and we could swing that at the daycare center, however, that would basically max us out and prevent us from saving any money - money that should be saved for a downpayment on a house of our own.
My MIL and FIL have offered to let us move in with them in order to save money. We would have two bedrooms downstairs (they sleep upstaris), a huge bathroom and the front living room to ourselves. There is plenty of room for all of us plus an additional two empty bedrooms upstaris for use for visitors. They live on 10 acres that''s just far enough to fell out of town but close enough to town to make shopping and commuting easy.
If we moved in with the IL''s I could quit working in order to care for our son. We''d still be saving money because we wouldn''t have our ordinary living expenses and my son wouldn''t have to go to daycare or be placed in someone''s home. I could even work part-time if I wanted because we could probably find family to watch James two or three days a week - unfortunately there''s not anybody available full-time.
As soon as we had enough money saved for a substantial downpayment on an exisiting home or available to use to build a home we''d move out and I''d return to the workforce.
What would you do? Continue looking for reasonable and safe child care and live on your own or suck it up and move in with the IL''s and save some huge bucks? I''m really torn.
Diva