Isn''t it Medicaid that will not allow you to have assets? That''s my understanding.Date: 5/22/2009 5:44:13 PM
Author: MissGotRocks
Yes, Medicare will pay up to 100 days - but you have to qualify by needing skilled nursing or physical therapy. If they decide you are not participating or don''t need that level of care, they will stop paying. If you have any assets or money, they will require you to spend it all down before Medicare steps in again to pick up the tab. Private pay eats up money very quickly. Most people assume that Medicare will take care of you - problem is Medicare decides what level of care you need. It is a frustrating, agonizing thing to have to spend all the money you have accumulated in a lifetime for medical care.
Best wishes for your mother''s continued recovery - if she can get to the point where she would only require assisted living it is cheaper. I know firsthand how frustrating this can all be. Good luck to you both.
Yes, you are correct - my mistake. Medicare will pay for 100 days of care - if you qualify for 100 days of care - and then you go to private pay or apply for Medicaid. You can only have $1500.00 left in assets for Medicaid to pick up long term care. If you have a spouse still living in your home, they cannot take the house. If you are the sole owner of a house, they will pay but they will attach a lien to the property for the dollar amount of care and will collect on it when the house is sold. The application process is not easy; any elderly person would have to have someone do all of this for them. They want copies of all bank statements, bills and such for the last three years - and were talking about extending it to the last five years. They want to make sure that you haven''t sold or made a profit on any asset that you then transferred to someone else. If you want to sell your house and give the proceeds to your children or next of kin, you must do it at least three (and maybe now it''s five) years prior to applying for Medicaid. It is essential to have power of attorney to act on a parent''s behalf.Date: 5/22/2009 5:46:30 PM
Author: bebe
Isn''t it Medicaid that will not allow you to have assets? That''s my understanding.Date: 5/22/2009 5:44:13 PM
Author: MissGotRocks
Yes, Medicare will pay up to 100 days - but you have to qualify by needing skilled nursing or physical therapy. If they decide you are not participating or don''t need that level of care, they will stop paying. If you have any assets or money, they will require you to spend it all down before Medicare steps in again to pick up the tab. Private pay eats up money very quickly. Most people assume that Medicare will take care of you - problem is Medicare decides what level of care you need. It is a frustrating, agonizing thing to have to spend all the money you have accumulated in a lifetime for medical care.
Best wishes for your mother''s continued recovery - if she can get to the point where she would only require assisted living it is cheaper. I know firsthand how frustrating this can all be. Good luck to you both.
Will someone (amongst them all) be there all the time?Date: 5/22/2009 7:12:03 PM
Author: Kaleigh
Quick update:
Mom came home today. We have help including nurses and some aides here and there. The aides will help with bathing her, getting her dressed etc... She''s very happy to be home.
So hopefully all will be fine. Dad is getting the chair lift installed next week, that will be a big help.
Thanks to all that prayed for her. I am hoping all will be fine.
xoxo
Lisa
that is great news !!Date: 5/22/2009 7:12:03 PM
Author: Kaleigh
Quick update:
Mom came home today. We have help including nurses and some aides here and there. The aides will help with bathing her, getting her dressed etc... She''s very happy to be home.
So hopefully all will be fine. Dad is getting the chair lift installed next week, that will be a big help.
Thanks to all that prayed for her. I am hoping all will be fine.
xoxo
Lisa
Thanks DS. I hope all is well with you!!!Date: 5/27/2009 10:28:31 PM
Author: diamondseeker2006
That is great news, Lisa!
Many thanks!! I think of you often, how is CA??Date: 5/28/2009 10:38:54 AM
Author: UCLABelle
Wonderful news Kaleigh! I have been thinking of her...
Thanks Steph!!!Date: 5/28/2009 7:56:45 PM
Author: steph72276
That is great news!
Thanks Patty. I know you have been down this road... I hope all is well with you and your family!!!Date: 5/28/2009 9:03:39 PM
Author: MissGotRocks
Very glad to hear she is doing well!
Thanks icekid, I am doing my best... Good thing , is that she has always had a huge sweet tooth. So have been bringing all sorts of goodies to her. Dad is making her milkshakes, filled with some fattening ingredients.... She's loving them. I just love that she has a positive spirit.Date: 5/25/2009 8:10:55 AM
Author: icekid
Lisa, so glad that your mom is home. I bet that will really help to keep her spirits up. And maybe you can fatten her up a bit now too
Are you working in admissions? I would love to chat.Date: 5/28/2009 11:38:03 PM
Author: UCLABelle
I am doing well! Love being back in California, but am starting to miss the east...I am a little bored (perhaps why I started to stop back in on PS)
I''m still in the thick of it so I truly sympathize. It''s just always good to hear about progress where parents are concerned and I truly hope she continues to improve!Date: 5/28/2009 11:27:33 PM
Author: Kaleigh
Thanks Patty. I know you have been down this road... I hope all is well with you and your family!!!Date: 5/28/2009 9:03:39 PM
Author: MissGotRocks
Very glad to hear she is doing well!