JMCenter
Rough_Rock
- Joined
- Sep 2, 2012
- Messages
- 39
diamondseeker2006|1346727900|3262027 said:No one really advises people to go into debt to get a ring, but if you guys have the money to take a lot of vacations and spend money on expensive shoes and cars, I am just wondering if you are setting a budget for this ring that is in keeping with your other spending? Like maybe you could skip a vacation and not buy more shoes for the next year and put that extra money towards a ring she might wear the rest of her life??? I am not opposed to paying for part on a credit card if you can pay it off in a few months by spending less on other things.
That said, Mara's stone looks great in the halo!
Hey DS, yes the current budget set has been accrued through me saving over the past six or so months by doing just as you suggested i've cut my retail therapy habit as well as car building down dramatically in an effort to save. As for the ring since this is a surprise she has had no input nor will she have any money invested into this particular piece as it is indeed a gift from me to her. In regards to using the credit card, I'm not a fan of the idea... personally I try to avoid it as much as possible for the sole reason that I don't like being in debt especially when it comes to materialistic items even if it may be short term, in addition I'm looking at what I refer to as murderer's row coming up (christmas, my fathers birthday, her fathers birthday, her older brothers birthday, my birthday, our daughters birthday, her birthday, her mothers birthday, her little brothers birthday then my mothers birthday practically every other week) so to attempt to pay for my monthly bills, in addition to paying off the new washer we needed, as well as my student loans just makes the idea of me opening another line of credit to purchase a piece of jewelry imo an unnecessary financial burden on my personal account.
In regards to Mara's stone, I agree it does indeed look good! She has an offer on the table now from one member so if that fall through hopefully she will accept mine and this engagement ring journey will take a step towards progress, until then I'll just continue to look at other prospective pieces along with diamonds in an effort to find something else to fall in love with!