My fiance and I bought a 1.01 carat diamond engagement ring off Ebay (auction 5081990895) within the past 3 weeks from Aquablueocean. He had a 100% rating and, after talking with him, thought he was legit and offering a good deal. He said he had a verbal rating from a "GIA trained gemologist" that the diamond is a VVS1 to VS1 and a D or E in color and for $65 extra would send the appraisal. We paid the extra and received the appraisal, not by GIA but from the all but unknown GRA or Gemological Rating Laboratory of America, Inc.! He said that he told me that it would be appraised by a "GIA trained gemologist" which was GRA, not GIA. The GRA appraisal says it is a E color VVS1 mounted on white gold ring appraised at $10,800. We have 7 days to request a full refund and are going to take the ring to an independent appraiser Monday. We live in Louisville, KY. Does anyone have any suggestions? We received this ring Tuesday and have paid $3550. It looks nice to our uneducated eyes, but who knows what it really is now! What recourse (if any) do I have through Ebay or in general? Thanks!