Well, it might depend on your geographic location; but, I have my 3 carat -3.7 carat TW in a platinum setting insured for over 10k - I can assure you I do not pay anywhere close to 500-600 a year. If I recall correctly, one does pay a slight premium for over 10 or 15k - but it''s not a set amount - nor is it gouging like indicated.Date: 12/21/2004 5:33:26 PM
Author: Deputy74
AllState quoted him $148/year for anything under $10 grand and then it jumped to $500-600/year for anything over $10 grand.
I''m looking into Chubbs right now.
Date: 12/21/2004 4:23:16 PM
Author:Deputy74
Do you insure a ring for the price you paid or the price it was appraised at?
My ring cost X amount but was appraised at a much higher amount. Which one do I insure it at?