I will be financing a ring and was hopeing someone could steer me in the right direction. My purchase will not be extravagant and I have set a limit of 3,000. My credit history is not so perfect but has improved dramatically over the last few years. I have considered saving for this rather than financing but really have my heart set on doing this by Christmas , which leaves me with financing. I have applied for a loan with the same company that financed my automobile but was denied. Not sure why , I''ve never been late on a payment. I thought perhaps there is someone on this board who knows someone who knows someone who could work with me. Any help will be appreciated , thanks.