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- Apr 3, 2004
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just in case someone else is messing up your credit?
same here. my wife was pissedDate: 7/20/2006 12:31:55 AM
Author: Small
My husband always gets pissed since mine is higher than his and we both have excellent credit
when we bought this house a year ago one of my scores came back over 900 LOL It was higher than my dh and I haven''t worked for 12 years!Date: 7/20/2006 12:09:55 AM
Author: asscherisme
Yup, just last week I got my 3 in one credit report and fico score. I do it once a year and was very pleased with my score
over 900?Date: 7/20/2006 1:42:15 AM
Author: Cehrabehra
when we bought this house a year ago one of my scores came back over 900 LOL It was higher than my dh and I haven''t worked for 12 years!Date: 7/20/2006 12:09:55 AM
Author: asscherisme
Yup, just last week I got my 3 in one credit report and fico score. I do it once a year and was very pleased with my score
Whatever the broker did, he got several scores from different whatevers and he laughed when he told me the above... I don''t think it was a composite score - if that''s what a FICO is. This is out of my realm... my dh is the one who deals with most of that stuff, I''ve no interest in it LOL Other than that I thought the above was amusing and the three of us had a hearty chuckle over that.Date: 7/20/2006 4:52:09 AM
Author: Dancing Fire
over 900?Date: 7/20/2006 1:42:15 AM
Author: Cehrabehra
when we bought this house a year ago one of my scores came back over 900 LOL It was higher than my dh and I haven''t worked for 12 years!Date: 7/20/2006 12:09:55 AM
Author: asscherisme
Yup, just last week I got my 3 in one credit report and fico score. I do it once a year and was very pleased with my scorethe highest possible FICO score is 850
Actually, we found out the following this last weekend:Date: 7/20/2006 4:52:09 AM
Author: Dancing Fire
over 900?the highest possible FICO score is 850
just last week i was told the highest possible FICO score was 850. maybe different credit report Co''s use different #''s??Date: 7/20/2006 4:33:19 PM
Author: AChiOAlumna
Actually, we found out the following this last weekend:Date: 7/20/2006 4:52:09 AM
Author: Dancing Fire
over 900?the highest possible FICO score is 850
Equifax has ranges from 350 to 950
Experian has ranges from 250 to 950
TransUnion has ranges from 250 to 900
I always thought the top was 850 as well....guess that''s changed too?!
when was the change? I got the over 900 over a year ago.Date: 7/20/2006 11:11:40 PM
Author: portoar
The credit agencies recently adopted a new credit scoring system . . . the highest used to be 850 but now it can be higher.
I believe there''s a minimum standardization that companies are looking for. The car dealership showed that anyone with a FICO of 740+ would get the lowest finance interest rate. Then they did a range...something like 700-739, 650-699, 600-649 ... etc. and the lower the score, the higher the interest rate. This dealership actually left the breakdown in public view, so you knew exactly what the interest rate would be upon getting your score.Date: 7/20/2006 4:39:25 PM
Author: FireGoddess
So, do lenders or whoever take the range of the reporting service in mind when evaluating your score? Or do they standardize it?