vespergirl
Ideal_Rock
- Joined
- Jan 29, 2007
- Messages
- 5,497
Hi everyone,
I had a horrible dream the other night that I accidentally smashed my ring, and then I woke up in a panic wondering about my insurance policy. We are covered by Allstate, but from what I read on other threads here, they have a "like & kind" replacement policy that I''m not comfortable with - I would rather have a check cut to replace my ring if possible.
I contacted Chubb, and they quoted me $378 per year just to insure the ring, as opposed to the $198 that I''m paying Allstate right now.
Do you think it''s worth it to pay the extra to be insured by Chubb? The extra money wouldn''t be a hardship - it''s only an extra $15 per month, so I''m thinking it may be worth it.
Can any of you guys give me feedback on working with Chubb or Allstate on replacing lost or damaged jewelry?
Thanks!
I had a horrible dream the other night that I accidentally smashed my ring, and then I woke up in a panic wondering about my insurance policy. We are covered by Allstate, but from what I read on other threads here, they have a "like & kind" replacement policy that I''m not comfortable with - I would rather have a check cut to replace my ring if possible.
I contacted Chubb, and they quoted me $378 per year just to insure the ring, as opposed to the $198 that I''m paying Allstate right now.
Do you think it''s worth it to pay the extra to be insured by Chubb? The extra money wouldn''t be a hardship - it''s only an extra $15 per month, so I''m thinking it may be worth it.
Can any of you guys give me feedback on working with Chubb or Allstate on replacing lost or damaged jewelry?
Thanks!