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Well, you *probably* won't need the service warranty at all, except maaaaaybe for a polish. Most good jewelers will clean and inspect your ring FOR FREE even if you didn't buy the ring there...so that's not really added value to me.
So really, I think your jeweler is selling you palladium for a platinum price. I would see if you can negotiate down the price of the palladium set. Palladium is signficantly cheaper than platinum and a service warranty WILL NOT make up that difference. |
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I should probably explain how I'm getting them for the same price:
Platinum setting from whiteflash, which is where I'm getting the diamond - $450 Palladium setting from RB's - $180 Setting fee - $225 (yikes) Warranty - $75 Total - $480 I am paying a premium when I go with the palladium, but I also have the option to get the warranty...are you sure I won't need it? |
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Can I ask something? Why the HECK are you willing to pay more for palladium when it sells for so much less? And you''re PAYING for a warranty too? I thought it came with a free warranty? Why do you need two warranties? Sounds too shady for me... Why do YOU think you''ll need the warranty? |
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As neatfreak mentioned, nearly all the "services" you mentioned are offered by reputable jewelers for free, to anyone, regardless of whether or not they bought their rings there. I get my earrings cleaned at a place where I bought them, and they'll clean anything I bring in, and with a smile!
If you want to save money, go with 18k white gold instead. But for me, diamonds and platinum just go together like peanut butter and jelly! ETA: I'm not sure why your jeweler is charging you a "setting fee" at all. Most places I do business with would set your stone at no charge if you're buying either the stone or the setting from them. And what is the "warrantee"? It's not like a TV set or a toaster. It's not going to blow a fuse. And if a diamond comes loose or whatever, it should be covered both by insurance, and by the shop's own customer service policy. I've never heard of such rubbish. In fact, if I were you, I'd run from this jeweler now. Sounds like they're trying to pull one over on you. |
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The reason I''m paying as much for palladium as I am for platinum is because I have to pay a setting fee at RB''s because I''m not buying the diamond from them as well.
The only reason I was willing to pay this was because of the warranty, but if it doesn''t make sense to buy the warranty there is no reason for me to go to RB''s. It''s too bad WF doesn''t offer palladium...this would be much easier :P Let''s assume the price difference is not an issue...should I go with palladium or platinum? |
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Well, pretty much the only reason to buy palladium that I know of is that it''s cheaper than platinum and has a similar look! So the answer is def. PLATINUM! |
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I''d say go for platinum. The reason is that this ring isn''t for you - it''s for your fiancee to be. You might appreciate palladium''s qualities, but I''m guessing that your fiancee-to-be, when describing her ring to her friends, will get more oohs and aaahs when she says "set in platinum" than "set in palladium."
Platinum does "wear" a bit more, but you can always have the ring repolished every year or 2nd year. |