Thanks to the vast amount of information I found here on Pricescope, I finally picked up a diamond I fell immediately in love with for my future fiance. I purchased it for 8k from Whiteflash, and while it''s an extraordinary diamond, I still could not believe the appraiser estimated the value at 13k!!
While this may seem like a great thing to many people, I was happy for only a split second. This value will greatly affect the insurance that I purchase for it. The cost of the insurance jumped 20% because of the appraisal.. I don''t necessarily agree with the stated value, as I can easily replace the diamond with a similar one for the same price that I paid for it. I don''t blame this on the appraiser, as the bottom of the sheet clearly marks the value to be from a "high value" retail establishment.
I am going to get the diamond set in the next week, and the insurance company is going to want an appraisal with the diamond set. Would it be possible to get a "non-inflated" appraisal from anyone in the Bay Area? I realize all appraisers are independent, so they will not simply write in whatever number I tell them to, but I''d rather have the appraisal take into account online/wholesale values instead of numbers you would get from a Shane Co., or a Zales.
While this may seem like a great thing to many people, I was happy for only a split second. This value will greatly affect the insurance that I purchase for it. The cost of the insurance jumped 20% because of the appraisal.. I don''t necessarily agree with the stated value, as I can easily replace the diamond with a similar one for the same price that I paid for it. I don''t blame this on the appraiser, as the bottom of the sheet clearly marks the value to be from a "high value" retail establishment.
I am going to get the diamond set in the next week, and the insurance company is going to want an appraisal with the diamond set. Would it be possible to get a "non-inflated" appraisal from anyone in the Bay Area? I realize all appraisers are independent, so they will not simply write in whatever number I tell them to, but I''d rather have the appraisal take into account online/wholesale values instead of numbers you would get from a Shane Co., or a Zales.
300x240.png)