I was told that instead of buying a 1.00 carat diamond, it can be good to get a bit over (like 1.05) so that if you ever need to polish it, it will still be over a carat. I am buying a 1.02 carat diamond and want to know if I should be concerned that the carats would drop below 1.00 if the diamond were scratched and needed to be polished. Basically I have no idea how often a diamond might be polished and how much material is taken off when that happens. Any advice is appreciated. Thanks.