So I am looking to buy a nice round brillant diamond and I am getting confused (or perhaps the word is "overwhelmed"). Thanks to the wealth of information on this website I am well educated on the subject, but I am also feeling like I may know too much to make a damn decision.
The Facts (based on what little I know):
Type: Round
Budget: My target is $9K, but I can spend up to $12K.
Size: No smaller than 1.25 ct
Color: No lower than H
Clarity: No lower than SI1
Certification: GIA; (possible EGL-USA, or AGS-0)
Cut: Ideal, Excellent
Where I need help is trying to figure out what combination of the above is the best way to go. Is it better to drop the clarity a little since most of the imperfections cannot be seen without a loop while color can be seen easily? Should I increase the size at the expense of color or clarity? Is 1.25 ct too small for my gf who is petite with a size 5?
I am also curious for adivce on the best place to shop online and your personal experience (lessons learned). I am nervous about spending $10K online - how do I know what diamond shows up is what I paid for? Do these online places negotiate on price? Is it just safer in the long run to buy locally knowing what the online prices are as a point of negotiation.
Like I said... I feel overwhelmed and figured those with experience can point me in the right direction in terms of shopping experiences and the diamond I should be seeking. Thanks everyone!

The Facts (based on what little I know):
Type: Round
Budget: My target is $9K, but I can spend up to $12K.
Size: No smaller than 1.25 ct
Color: No lower than H
Clarity: No lower than SI1
Certification: GIA; (possible EGL-USA, or AGS-0)
Cut: Ideal, Excellent
Where I need help is trying to figure out what combination of the above is the best way to go. Is it better to drop the clarity a little since most of the imperfections cannot be seen without a loop while color can be seen easily? Should I increase the size at the expense of color or clarity? Is 1.25 ct too small for my gf who is petite with a size 5?
I am also curious for adivce on the best place to shop online and your personal experience (lessons learned). I am nervous about spending $10K online - how do I know what diamond shows up is what I paid for? Do these online places negotiate on price? Is it just safer in the long run to buy locally knowing what the online prices are as a point of negotiation.
Like I said... I feel overwhelmed and figured those with experience can point me in the right direction in terms of shopping experiences and the diamond I should be seeking. Thanks everyone!
