katrobinson1
Rough_Rock
- Joined
- May 20, 2013
- Messages
- 38
Hey Everyone,
So I am newly engaged (happened about two weeks ago) and now it is time to nail down insurance on this beautiful ring. I've scoured the forum here and gather the recent consensus is that Perfect Circle by Jewelers Mutual is the best option since Chubb no longer offers standalone jewelry policies for items less than $200k.
Okay so that's fine. However, the cash payout option of Chubb feels as if it might be worth transferring ALL of my personal insurance (Home, Auto, Life, Umbrella) over to Chubb. I have Liberty Mutual for the past 3 years and find my agent to be perfectly nice but have yet to file a claim so...
I spent months looking for the perfect stone (Good Old Gold was AMAZING by the way -- but that is a separate review post come later) and the light performance is truly special. The stone is rated at an AGS0 Ideal Cut and just sparkles brilliantly in EVERY type of light. GOG recommends Perfect Circle and I assume they are a "preferred vendor" of Jewelers Mutual which would mean less hassle for me should there ever be a claim.
However, I've read reviews here and there describing Chubb taking a long time to pay out claims. Consumer Reports gave them high marks but maybe this is a new issue?
FYI: GOG appraised the ring at $23k.
Thoughts?
So I am newly engaged (happened about two weeks ago) and now it is time to nail down insurance on this beautiful ring. I've scoured the forum here and gather the recent consensus is that Perfect Circle by Jewelers Mutual is the best option since Chubb no longer offers standalone jewelry policies for items less than $200k.
Okay so that's fine. However, the cash payout option of Chubb feels as if it might be worth transferring ALL of my personal insurance (Home, Auto, Life, Umbrella) over to Chubb. I have Liberty Mutual for the past 3 years and find my agent to be perfectly nice but have yet to file a claim so...
I spent months looking for the perfect stone (Good Old Gold was AMAZING by the way -- but that is a separate review post come later) and the light performance is truly special. The stone is rated at an AGS0 Ideal Cut and just sparkles brilliantly in EVERY type of light. GOG recommends Perfect Circle and I assume they are a "preferred vendor" of Jewelers Mutual which would mean less hassle for me should there ever be a claim.
However, I've read reviews here and there describing Chubb taking a long time to pay out claims. Consumer Reports gave them high marks but maybe this is a new issue?
FYI: GOG appraised the ring at $23k.
Thoughts?