Jewelers Mutual or Gemshield?

[bwhst11]

I know this topic has probably been beat to death, but which (replacement)company is better to insure with: Jewelers Mutual or Gemshield? Both gave me the exact same quote, both let you work with the Jeweler of your choice. Is there any difference between then or should I just flip a coin? Any insight good or bad will be appreciated.

Thank You

 

[sfritz]

It''s always good to ask for other people''s experiences. You might also check out the websites to see the information that each insurer provides. Review the policies in advance.

Sue Fritz
Jewelers Mutual Insurance Company

 

[luv2sparkle]

There are many threads on this topic that you can read.

I have had both. Gemshield was cheaper, but they do not cover you if the ring is out of your possession. It is clearly stated in the policy. If you have to mail or leave your ring anywhere for repair, you are
not covered. Jeweler Mutual does cover you in those instances, which is why I switched companies.

 

[jenbuggy85]

I''m almost positive I''m going with JM. Just gotta get that darn appraisial