Help with Diamond

[vitasoy68]

Hi,

I have a question for a diamond i want to purchase. GIA rates 3 excellent, but HCA rates it as 4.7 and only Good. Can i get your advice if this diamond is worth purchasing with the following proportions?

1.21 carats
VS2
Grade H

Depth: 62.3%
Table: 57%
Crown: 34 degrees
Pavilion: 41.4 degrees
Cutlet: 0%

Thank you very much.

With classic 18k white gold setting and taxes, 8.7k. It looks great in person but it can be a bad diamond and overpriced.

 

[Lula]

The HCA does not like the 4.14 pavilion angle or the 62.3 depth. The HCA favors shallower stones. This stone may be fine, or it may look dark around the edges and in the center, which will make it look small for its size and dull. We can't tell just from the HCA score. Are you working with a vendor who can supply clear, close-up photos of the diamond, or, even better, Idealscope images for the diamond?

 

[vitasoy68]

Thank you for your comment. Unfortunately they do not have any close up photos. I fear I am going to be ripped off if I go along with this purchase.

 

[SB621]

Thank you for your comment. Unfortunately they do not have any close up photos. I fear I am going to be ripped off if I go along with this purchase.

I wouldn't say you are being ripped off by any means, very few vendors/ jewelers etc outside of PS know what the HCA is. You can't say you are getting ripped off by a vendor that for all they know from the GIA cert is that this is a XXX stone. However, since you have found PS and the HCA you could probably do better. Unless you are tied to this vendor I would work with someone else you can provide the ASSET and Idealscopes you require if cut is what is truly important to you.

Does the vendor have a return policey? It might be worth getting and taking a look at before you throw them under the bus. Or you might see it and realize that it is dull in the center etc as Lula said and move on. Goodluck!

 

[vitasoy68]

Thank you for all your feedback. I am tied to this vendor because I have 1.5k in store credit. This seems to be around the price range, carat size, grade and clarity I would like. The diamond seems to be shiny all around doing the eyeball test and they persist this is a good deal (don't they all say that haha). This is the only diamond with this specs around my price range.

There is no return policy for paid value, only store credit.

 

[SB621]

Perhaps you can still buy the diamond somewhere else and use the 1.5k towards a setting? Just an option.....

And FYI as you learned the hard way never EVER buy a luxury good from a place that doesn't offer a 100% money back return policey. I learned that lesson too unfortunately. I still think of all the money I could have saved if I just googled!

 

[WinkHPD]

Thank you for your comment. Unfortunately they do not have any close up photos. I fear I am going to be ripped off if I go along with this purchase.

I wouldn't say you are being ripped off by any means, very few vendors/ jewelers etc outside of PS know what the HCA is. You can't say you are getting ripped off by a vendor that for all they know from the GIA cert is that this is a XXX stone. However, since you have found PS and the HCA you could probably do better. Unless you are tied to this vendor I would work with someone else you can provide the ASSET and Idealscopes you require if cut is what is truly important to you.

Does the vendor have a return policey? It might be worth getting and taking a look at before you throw them under the bus. Or you might see it and realize that it is dull in the center etc as Lula said and move on. Goodluck!

With an Ideal Scope or an ASET image you could know if this stone was a winner or a loser much more convincingly than with the HCA which is really an elimination tool rather than a confirmation tool. Either of those will easily trump the HCA but the HCA can provide an idea of whether or not the stone is worthy of a look see. With a 41.4 degree pavilion angle and a 62.3% total depth this stone is going to be a smaller spread than many other diamonds of its weight and is likely to be somewhat dark and thus disappointing in many lighting situations. Lacking either of the two important visual tools you might wish to use that which you have, the HCA and look further.

This is exactly the type of stone, the steep deep that leads many of us to disparage the GIA cut grading system.

Wink