Basically, it means that the HCA score is 0.8 which is fine. Anything under 2 is great with some very discriminating PSer's prefering theirs to fall between 1 and 2. The HCA is just a weeding too, after all. FIC means the stone is more tilted towards having more fire versus a TIC (balanced between white light & fire), and BIC (tilted more towards brilliance/white light). There are also a bunch of PSers here who are crazy for fire and would love FICs.