F color looks yellow?

[Kieferz]

So my boyfriend and I are looking into getting an asscher cut diamond for my engagement ring. I found one I really like on bluenile. It is GIA certified at a F color but the online video of it looks kinda yellow. I would like a stone with a very strong fluorescence since I think they are neat and sometimes are discounted. Can you all take a look at this link and give your honest option as to whether you think this diamond would appear colorless and have a lot of sparkle? I did ask them to take a look at it and they did say it showed no milkiness or cloudiness in the sun. I wish blue nile offered asset images but unless it is their signature line they don't offer anything like that.


https://www.bluenile.com/diamond-details/LD05906910

 

[WillyDiamond]

Your link does not go to the diamond but rather the general page of BN.
You might want to stick with PS vendors who can get you good images and pictures.
Others on the forum can guide you to a PS vendor with the diamond cut you want.

 

[Kieferz]

We need a vendor that will do 60 month financing on up to 13,000

 

[msop04]

We need a vendor that will do 60 month financing on up to 13,000

Diamonds Direct offers 60 month financing on pretty much any amount... in what area of the country do you live?

 

[Kieferz]

Kentucky

 

[msop04]

Not sure what part of KY you're in, but here's is a link to all their locations... it may be worth the drive.
https://diamondsdirect.com/contact-us/

 

[cmd2014]

I'm going to overstep a bit here. I'm not sure it's a great idea to be signing up for five years (!) of debt payments for an engagement ring. There are just so many other things that newly engaged and newly married couples need to pay for (the wedding, a house, children if there is a plan to have them, reliable cars, saving for the future...). Wouldn't it be a better plan to buy what you can afford now and upgrade as you are able? (Ok, I'll stop talking like a boring old lady now)

 

[kenny]

Never believe the color you see in pics or videos.
The only way to be certain of the body color of a diamond is to get it graded by a reputable lab like GIA or AGS ... and you have that.
GIA says it's an F, the third most expensive and colorless grade there is, after E and D.
BTW the color difference between those high grades is TINY and barely perceptible, even under conditions that best reveal body color.

It is remotely possible you are so color sensitive that only a D color will satisfy you ... but only make this decision after viewing an F and a D asscher side by side, in person, in many types of lighting and viewing it in a top view and a side view.

Do not believe pics or videos when it comes to color.
A zillion things affect and distort the color you see.

 

[gm89uk]

Diamonds are bright because they are mirrors, they reflect light from the environment. If there is yellow in the room, the diamond can pick it up. None/min fluorescenct diamonds look blue on a clear blue sky. Even if you are colour sensitive and can tell the difference between D and F, yellow is not a word used to describe an F, possibly ever so slightly less colourless is a better way to think about it. The frank yellow you are witnessing is as mentioned above, likely artifact.

 

[msop04]

I'm going to overstep a bit here. I'm not sure it's a great idea to be signing up for five years (!) of debt payments for an engagement ring. There are just so many other things that newly engaged and newly married couples need to pay for (the wedding, a house, children if there is a plan to have them, reliable cars, saving for the future...). Wouldn't it be a better plan to buy what you can afford now and upgrade as you are able? (Ok, I'll stop talking like a boring old lady now)

Diamonds Direct offers 6 months no interest, so that's really a non-issue. And even if there was interest with their financing... that's really the business of the couple buying the diamond, and theirs alone.

 

[msop04]

I wanted to chime in to mention that DD's upgrade program absolutely cannot be beat. They will give you 110% of what you paid for your diamond to put towards an upgrade -- as long as the different diamond costs at least $1 more, it is eligible for their upgrade program. Also, there is no limit to the number of times you can upgrade with Diamonds Direct.

...so if you can make the trek to the closest location to you, it is certainly worth it. They have TONS of inventory.

 

[WillyDiamond]

Agree 100% with CMD

 

[WillyDiamond]

Hey MSOP, CMD is entitled to her opinion. We have opinions about diamond color, cut, etc....fair game on starting a marriage in a financial hole. She meant no harm.

 

[cmd2014]

Diamonds Direct offers 6 months no interest, so that's really a non-issue. And even if there was interest with their financing... that's really the business of the couple buying the diamond, and theirs alone.

I know, I know...it's totally none of my business! (I did say that I knew I was overstepping) But don't you sometimes wish that someone would have made you stop to think things through when you were young? Heck, I wish someone would step in and stop me NOW!!!

And OP, feel free to ignore me. Advice is free and worth about what you pay for it, eh? I really hope you are able to find a beautiful ring and wear it in health for a long time.

 

[msop04]

I know, I know...it's totally none of my business! (I did say that I knew I was overstepping) But don't you sometimes wish that someone would have made you stop to think things through when you were young? Heck, I wish someone would step in and stop me NOW!!!

And OP, feel free to ignore me. Advice is free and worth about what you pay for it, eh? I really hope you are able to find a beautiful ring and wear it in health for a long time.

I didn't mean it to come across that way... I think you should buy what you can afford, for sure. With so many other things that have to be paid immediately (think wedding/vendors/honeymoon), I don't think it's a bad idea to take advantage of zero interest, while paying other higher interest items down... like a home, car, school loans, etc.

 

[msop04]

Hey MSOP, CMD is entitled to her opinion. We have opinions about diamond color, cut, etc....fair game on starting a marriage in a financial hole. She meant no harm.

It's only a "hole" if you can't afford it. Taking advantage of zero interest on something you can already afford only allows you to pay down other debt with higher interest rates... that's just Econ 101.

...and I didn't think she meant any harm. I was only sharing information about DD -- it's totally up to them if they choose to take advantage of the financing.

 

[msop04]

Diamonds Direct offers 6 months no interest, so that's really a non-issue. And even if there was interest with their financing... that's really the business of the couple buying the diamond, and theirs alone.

CORRECTION:
It is 12 MONTHS zero interest on the 60 month financing... even better than I thought.

I would only recommend doing this IF you can afford to pay off the ring in full in those 12 months or less...

 

[MissGotRocks]

In order to see the Blue Nile stone, click on the link while holding down the shift key on your keyboard. That takes you to the diamond linked.
I seriously doubt that the stone is yellow; I think it is just reflecting light around it. BN has a generous return policy if for any reason you don't love the stone.

 

[msop04]

In order to see the Blue Nile stone, click on the link while holding down the shift key on your keyboard. That takes you to the diamond linked.
I seriously doubt that the stone is yellow; I think it is just reflecting light around it. BN has a generous return policy if for any reason you don't love the stone.

OMG! I never knew you could do that... Thanks, MGR!!
I agree... that stone is white, white, WHITE!

 

[FeFeV]

I custom made my wedding ring with Diamonds Direct as well... If you have your ring shipped (bonded + insured by DD) to a state where they do not have a location then you do not pay sales tax. We saved like $700 in sales tax having my ring shipped to our anniversary cabin in TN.

 

[msop04]

I custom made my wedding ring with Diamonds Direct as well... If you have your ring shipped (bonded + insured by DD) to a state where they do not have a location then you do not pay sales tax. We saved like $700 in sales tax having my ring shipped to our anniversary cabin in TN.

Yes! This is exactly what we did!

 

[cmd2014]

We need a vendor that will do 60 month financing on up to 13,000

I didn't mean to spark controversy, but this is what I was reacting to. It sounded like the OP needed the full five years of financing to pay this off rather than someone wanting to take temporary advantage of an interest free window. Speaking from experience (in my case student loans) it can be a tough row to hoe to start out a marriage with a long term, non-negotiable, fixed payment debt repayment obligations. And retail financing often charges $$$ interest after the interest free window expires, which can make this option even harder to pay off. But I also get that this is a site devoted to the joys of extravagant bling (which I enjoy as much as the next girl), and it's bad form to talk financing. I really did not mean any harm.

 

[msop04]

I didn't mean to spark controversy, but this is what I was reacting to. It sounded like the OP needed the full five years of financing to pay this off rather than someone wanting to take temporary advantage of an interest free window. Speaking from experience (in my case student loans) it can be a tough row to hoe to start out a marriage with a long term, non-negotiable, fixed payment debt repayment obligations. And retail financing often charges $$$ interest after the interest free window expires, which can make this option even harder to pay off. But I also get that this is a site devoted to the joys of extravagant bling (which I enjoy as much as the next girl), and it's bad form to talk financing. I really did not mean any harm.

No harm done, cmd! No worries... Each couple has their own opinion of what is appropriate to pay for, well... anything, really. Some would rather pay outright, others finance -- people vary.

 

[distracts]

I mean, this wouldn't be anywhere near the first thread where we cautioned people away from financing a ring. Admittedly I haven't been around as much lately but it used to be the only guaranteed reply you'd get on a thread where someone mentioned needing to finance it.

 

[msop04]

METROLOGICA343598510309

I mean, this wouldn't be anywhere near the first thread where we cautioned people away from financing a ring. Admittedly I haven't been around as much lately but it used to be the only guaranteed reply you'd get on a thread where someone mentioned needing to finance it.

Yes, there are many threads in which the answers are basically "whatever you do, don't finance!"... and I agree to a point. However, people have different circumstances and hold different values... I don't think anyone should be made to feel bad about wanting/needing to do so. It may not hold true for a lot of PS members, but I'd imagine the majority do finance at least a portion of their engagement/wedding rings.

 

[Dancing Fire]

I'm going to overstep a bit here. I'm not sure it's a great idea to be signing up for five years (!) of debt payments for an engagement ring. There are just so many other things that newly engaged and newly married couples need to pay for (the wedding, a house, children if there is a plan to have them, reliable cars, saving for the future...). Wouldn't it be a better plan to buy what you can afford now and upgrade as you are able? (Ok, I'll stop talking like a boring old lady now)

There are more important things in life than diamonds?...

 

[Dancing Fire]

METROLOGICA343598510309


Yes, there are many threads in which the answers are basically "whatever you do, don't finance!"... and I agree to a point. However, people have different circumstances and hold different values... I don't think anyone should be made to feel bad about wanting/needing to do so. It may not hold true for a lot of PS members, but I'd imagine the majority do finance at least a portion of their engagement/wedding rings.

I want my diamond now!...

 

[distracts]

Also, I'd like to point out that Blue Nile has 9.99% APR. But the Diamonds Direct has a whopping 28.99% APR for 60-month financing, so if you had a $10k purchase you'd spend about another $10k in interest if I did my math right.

 

[msop04]

Also, I'd like to point out that Blue Nile has 9.99% APR. But the Diamonds Direct has a whopping 28.99% APR for 60-month financing, so if you had a $10k purchase you'd spend about another $10k in interest if I did my math right.

Although your math is spot on for regular financing with a 28.99% APR , that's not exactly true regarding the APR for DD's financing.

I just called my SA at DD. During the month of September ONLY, DD does 0% APR for 60 months via Wells Fargo. It is only after the 60 months that the 28.99% goes into effect. So it's imperative that the balance be paid in full prior to the end of 60 months -- otherwise you'd have to pay ALL the interest accrued from the past 60 months.

OP, if you must have 60 months financing, can wait until September, and ARE POSITIVE you will have no problem paying the balance sooner than 60 months, then this is a great deal.