- Apr 3, 2004
or only do online banking?. Am I the only person on earth who is not connected with their bank online?.
I like the convenience of a debit card. I have a separate account for my debit card, which I keep supplied with a thou or so for cash withdrawals and gas purchases. I can move money into it from a more “robust” account, but no one can get to my main account through the debit card account.I do: there is less risk of fraud or theft with checks, and I refuse to use debit cards.
I might write a cheque perhaps once a year now, as pretty much all shops have stopped taking them and the banks charge businesses to process them, so organisations I might subscribe to prefer Standing Orders or Direct Debits to save them some of their limited funding.I don't write them, but I accept them.
I use cash for everything, except CC for online purchases.
I use none of those other new ways of paying, and don't even have a smartphone.