It's not a cost thing for me but finding what fits in with my lifestyle ( Jeans/yoga pants/shorts etc.) and the area I live in.
I definitely can agree with
@winnietucker 's statement "I want to be blingy but not showy." but how do you get that???
Anyone know?

I dont want to upgrade to find out it just doesnt fit in with my lifestyle (where I'm less apt to wear it).
I put my 1.14
ACA in a double bezel of sorts and I think I sort of achieved "blingy but not showy" but I actually miss not being
able to see the whole stone. I would like to put it in a different setting...solitaire, 3-stone, however, I'm afraid it might mess
up my "blingy but not showy" criteria. Why does this have to be so hard? Plus if I take it out of that setting I'll probably
want to upgrade some (size/color).
I think my easiest ring to wear is my 1.4 ctw 7 stone. Its just so nonchalant. Provides bling but doesnt overdo it. Perfect IMO!
So no,
@seaurchin I have not downgraded. I'm trying to prevent having to downgrade by not crossing that line. How to stay
below that line is hard to know. If its just a money thing...then not so hard but if its a blingy/showy thing, then its a hard line to define.
Anyway, I feel your pain
@seaurchin.
BTW, here is my definition of blingy but not showy. 1.14 J/Si1
ACA...not big by PS standards but decent size for my area. Ugg on the
oversize picture but I'm too lazy to do anything about it!
