cardinalsfan
Rough_Rock
- Joined
- May 4, 2013
- Messages
- 32
I'm considering two different vendors' virtual overseas MRBs (in-house stones are not available for the size/budget I'm looking for). Neither vendor can provide an IS/ASET. There is a 10-day return policy, but I'd have to pay for shipping. Is it a terrible idea to buy without an IS/ASET if the HCA is <2?