Hi all,
I am in the process of getting insurance for my engagement ring and want to find out if I need an independent appraisal.
David Klass provided me with an appraisal cert that prices the whole piece as $9,500 USD, which is around $3k more than what I paid for it. Is this sufficient for insurance purposes with Jewelers Mutual or do I need an independent appraisal?
If an independent appraisal is necessary is it still viable with the diamond being already mounted?
Thanks in advance
TN
I am in the process of getting insurance for my engagement ring and want to find out if I need an independent appraisal.
David Klass provided me with an appraisal cert that prices the whole piece as $9,500 USD, which is around $3k more than what I paid for it. Is this sufficient for insurance purposes with Jewelers Mutual or do I need an independent appraisal?
If an independent appraisal is necessary is it still viable with the diamond being already mounted?
Thanks in advance
TN